Buchanan County property record for 5407 Mackenzie Ter, Saint Joseph, MO 64503
| Property Type | Single Family Home |
|---|---|
| Details | 2,547 sqft · built 2010 |
| Lot Size | 1.17 acres (50,965 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Jul 2020 Line of Credit Aug 2022 Line of Credit + 1 more |
| APN | 06-8.0-34-000-000-001.059 |
| Primary APN | 06-8.0-34-000-000-001.059 |
|---|
| Building Area | 2,547 sqft Base Area |
|---|---|
| 1st Floor Area | 2,547 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Lot Area | 50,965 sqft (1.17 acres) |
| Street Address | 5407 MACKENZIE TER |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64503-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB:WOODRIDGE SUB-DIVISION LOT:58 BLK:0LGL DESC: |
| Legal Subdivision | WOODRIDGE SUB-DIVISION |
| Legal Lot Number | 58 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 2200 |
Source: Buchanan County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| Aug 9, 2022 | Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK |
| May 25, 2023 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 |
| Deed Sale | May 25, 2023 |
| Prior Sale | May 17, 2010 |
| Deed Document Number | 20233745 |
| Deed Book / Page | 3787 / 230 |
| Prior Transfer Date | May 10, 2023 |
| Prior Transfer Doc | 003787/230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 003750/804 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 3750/804 |
| Instrument | 2020005968 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Title Company | NOT AVAILABLE, ST JOSEPH TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Document Number | 0003779/37 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 3779/37 |
| Instrument | 2022007655 |
| Name | THE NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 25, 2023 |
| Property Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Document Number | 003787/230 |
| Book / Page | 3787 / 230 |
| Instrument Date | May 10, 2023 |
| Instrument | 2023003745 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 5407 MACKENZIE TER, SAINT JOSEPH, MO 64503-3903 |
Source: Buchanan County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Unified School District | St. Joseph School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,871.00 (+0.03%) | $58,310 (+6.7%) Land $5,860 Building $52,450 | $306,920 (+6.71%) Land $30,850 Building $276,070 |
| 2024 | $3,870.00 (+10.04%) | ||
| 2023 | $3,517.00 (-0.68%) | $54,650 (-) Land $5,860 Building $48,790 | $287,630 (-) Land $30,850 Building $256,780 |
| 2022 | $3,541.00 | $54,650 Land $5,860 Building $48,790 | |
| 2021 | $287,630 Land $30,850 Building $256,780 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Apr 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 78% of Missouri |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| United Fiber Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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