5504 Clouds Peak Dr, Lutz, FL 33558 Property Records

Hillsborough County property record for 5504 Clouds Peak Dr, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,866 sqft · built 2007
Lot Size0.329 acres (14,361 sqft)
OwnerCompany Name on Record
Tax Bill$5,489 (2025)
Deeds & MortgagesNov 2018 Sale
Sep 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN0161238104

Property Details

APN / Parcel Number

Primary APN0161238104
Alternative APN
  • U30271871R000001000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,866 sqft Heated Area
1st Floor Area2,866 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,361 sqft (0.329 acres)
Lot Dimensions159 ft deep x 90.3 ft wide
Garage Area551 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
PorchOpen Porch
Porch Area406 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0161238104
Street Address5504 CLOUDS PEAK DR
CityLUTZ
StateFL
Zip33558-4967
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionORANGE BLOSSOM CREEK PHASE 1 LOT 2 BLOCK 1
Legal Range18E
Legal Township27S
Legal Section30
Legal SubdivisionORANGE BLOSSOM CREEK PHASE 1
Legal Phase1
Legal Block1
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionKEYSTONE-CITRUS PARK
Census Block Group2
Census Block2008
Census Tract11512

Owner

Source: Hillsborough County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address5504 CLOUDS PEAK DR, LUTZ, FL 33558-4967
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2018Quit Claim Deed
ATTORNEY ONLY
Sep 28, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2018
Deed SaleOct 31, 2018
Prior SaleAug 9, 2007 · Amount on Record
Deed Document Number2018454886
Deed Book / Page18016 / 1442
Prior Transfer DateSep 28, 2018
Prior Transfer Doc2018395534
Record UpdatedJun 8, 2026

November 2018: Quit Claim Deed

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateNov 8, 2018
Property Address5504 CLOUDS PEAK DR, LUTZ, FL 33558-4967
Document Number0261961768
Book / Page026196 / 001768
Instrument DateOct 31, 2018
Instrument454886
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5504 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHILLSBOROUGH FL
Recording DateSep 28, 2018
Property Address5504 CLOUDS PEAK DR, LUTZ, FL 33558-4967
Document Number0261031429
Book / Page026103 / 001429
Instrument DateSep 17, 2018
Instrument395534
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5504 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address5504 CLOUDS PEAK DR, LUTZ, FL 33558-4967
Document Number0250461508
Book / Page025046 / 001508
Instrument DateJun 19, 2017
Transaction TypeMortgage
Record UpdatedJul 11, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address5504 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967

Mortgage

Document Number0250461508
DateJun 26, 2017
Book Page025046/001508
Instrument251764
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 25, 2032

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,489.00 (+5.99%) Homeowner's exemption$307,325 (+5.99%)$626,777 (+5.37%) Land $143,609 Building $483,168
2023$5,179.00 (+4.25%) Homeowner's exemption$289,965 (+3%)$594,810 (+6.68%) Land $129,248 Building $465,562
2022$4,968.00 Homeowner's exemption$281,519$557,571 Land $114,887 Building $442,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 90 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies90 in force
Nearby Flood Claims18 (1993–2024)
Claims Outside the SFHA6 of 18
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRC/NORTHWEST UTILITIES
serves 208,982 people · EPA ID FL6290388
Water SourcePurchased surface water from several systems
Last State InspectionSep 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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