Hillsborough County property record for 5426 Clouds Peak Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,866 sqft · built 2006 |
| Lot Size | 0.415 acres (18,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $445,000 (Oct 2019) |
| Tax Bill | $7,815 (2025) |
| Deeds & Mortgages | Oct 2019 Sale & Mortgage Sep 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0161238224 |
| Primary APN | 0161238224 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,866 sqft Heated Area |
| 1st Floor Area | 2,866 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,108 sqft (0.415 acres) |
| Lot Dimensions | 196 ft deep x 92.4 ft wide |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 390 sqft |
| Sports Court | Sports Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0161238224 |
|---|---|
| Street Address | 5426 CLOUDS PEAK DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ORANGE BLOSSOM CREEK PHASE 1 LOT 2 BLOCK 4 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | ORANGE BLOSSOM CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 11512 |
Source: Hillsborough County records · APN 0161238224
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Verified Secondary Owners |
| Mailing Address | 5426 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 06, 2018 | Loan Modification, Mortgage · Conventional Mortgage SUNTRUST MTG |
| Deed Names | 4 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2019 · Amount on Record |
| Deed Sale | Oct 04, 2019 · Amount on Record |
| Prior Sale | Oct 04, 2019 · Amount on Record |
| Deed Document Number | 0000431600 |
| Deed Book / Page | 27008 / 1472 |
| Last Transfer Date | Jun 05, 2025 |
| Transfer Doc | 0000244045 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Oct 04, 2019 |
| Property Address | 5426 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0000431600 |
| Book / Page | 27008 / 1472 |
| Map Reference | MB 98 PG 1 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 2019431600 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2022 |
| Title Company | BAYSHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,115.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1976 MARSHBERRY CT, 1976, NEW PORT RICHEY, FL 34655-2349 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5426 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0270081474 |
|---|---|
| Date | Oct 04, 2019 |
| Book Page | 27008/1474 |
| Instrument | 2019431601 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 01, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5426 CLOUDS PEAK DR, LUTZ, FL 33558-4965 |
| Document Number | 0261831082 |
| Instrument Date | Sep 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2018 |
| Name | Verified Name |
|---|---|
| Address | 5426 CLOUDS PEAK DR LUTZ FL 335584965, LUTZ, FL 33558-4965 |
| Document Number | 0261831082 |
|---|---|
| Date | Nov 03, 2018 |
| Book Page | 026183/001082 |
| Instrument | 446531 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Nov 02, 2046 |
Source: Hillsborough County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,815.00 (+7.5%) Homeowner's exemption | $434,785 (+5.99%) | $637,882 (+6.82%) Land $175,652 Building $462,230 |
| 2023 | $7,270.00 (+3.68%) Homeowner's exemption | $410,225 (+3%) | $597,147 (+6.38%) Land $158,087 Building $439,060 |
| 2022 | $7,012.00 Homeowner's exemption | $398,277 | $561,337 Land $140,521 Building $420,816 |
Source: FEMA National Flood Hazard Layer as of September 28, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 18 (1993–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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