Hillsborough County property record for 5508 Clouds Peak Dr, Lutz, FL 33558
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,838 sqft · built 2007 |
| Lot Size | 0.348 acres (15,176 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Oct 2024) |
| Tax Bill | $597 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Apr 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0161238108 |
| Primary APN | 0161238108 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,838 sqft Heated Area |
| 1st Floor Area | 3,256 sqft |
| Upper Floors Area | 582 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Contemporary |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,176 sqft (0.348 acres) |
| Lot Dimensions | 177 ft deep x 85.7 ft wide |
| Garage Area | 681 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0161238108 |
|---|---|
| Street Address | 5508 CLOUDS PEAK DR |
| City | LUTZ |
| State | FL |
| Zip | 33558-4967 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | ORANGE BLOSSOM CREEK PHASE 1 LOT 4 BLOCK 1 |
| Legal Range | 18E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | ORANGE BLOSSOM CREEK PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 4 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | KEYSTONE-CITRUS PARK |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 11512 |
Source: Hillsborough County records, as of December 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit THE BANK OF TAMPA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Nov 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Oct 20, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| Dec 19, 2016 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Oct 19, 2007 · Amount on Record |
| Deed Document Number | 2024449923 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2024 |
| Name | Verified Name |
|---|---|
| Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Document Number | 0000558130 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2023558130 |
| Name | THE BANK OF TAMPA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Document Number | 0000177640 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2020 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5508 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967 |
| Document Number | 0000177640 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 177640 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 27, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Document Number | 0271531917 |
| Instrument Date | Nov 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2019 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5508 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967 |
| Document Number | 0271531917 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 027153/001917 |
| Instrument | 517213 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Document Number | 0253371290 |
| Book / Page | 025337 / 001290 |
| Instrument Date | Oct 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | TALON TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5508 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967 |
| Document Number | 0253371290 |
|---|---|
| Date | Nov 2, 2017 |
| Book Page | 025337/001290 |
| Instrument | 427550 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 5508 CLOUDS PEAK DR, LUTZ, FL 33558-4967 |
| Document Number | 0246481796 |
| Book / Page | 024648 / 001796 |
| Instrument Date | Dec 19, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2017 |
| Title Company | TALON TITLE SERVICES LLC, TALON TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5508 CLOUDS PEAK DR LUTZ FL 335584967, LUTZ, FL 33558-4967 |
| Document Number | 0246481796 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 024648/001796 |
| Instrument | 8149 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 8, 2047 |
Source: Hillsborough County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $597.00 (-89.8%) Disabled Person's exemption Veteran's exemption | $725,600 (+118.95%) Land $150,242 Building $575,358 | $725,600 (+4.82%) Land $150,242 Building $575,358 |
| 2023 | $5,853.00 (+3.98%) Homeowner's exemption | $331,393 (+3%) | $692,254 (+6.77%) Land $135,218 Building $557,036 |
| 2022 | $5,629.00 Homeowner's exemption | $321,741 | $648,335 Land $120,194 Building $528,141 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 90 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 in force |
| Nearby Flood Claims | 18 (1993–2024) |
| Claims Outside the SFHA | 6 of 18 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRC/NORTHWEST UTILITIES serves 208,982 people · EPA ID FL6290388 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures