5500 S Pass Rd, Sumas, WA 98295 Property Records

Whatcom County property record for 5500 S Pass Rd, Sumas, WA 98295

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,533 sqft · built 1993
Lot Size10.1 acres (441,263 sqft)
OwnerIndividual Name on Record
Last Sale$437,500 (Nov 2007)
Tax Bill$6,127 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN63038

Property Details

APN / Parcel Number

Primary APN63038
Alternative APNs
  • 400517 305495 0000
  • 141863

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,533 sqft Living Area
1st Floor Area1,008 sqft
2nd Floor Area525 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleLog Home
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialMetal
Lot Area441,263 sqft (10.1 acres)

Exterior Amenities

Deck Area384 sqft
BalconyBalcony
Balcony Area80 sqft
Storage Building400 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number63038
Street Address5500 S PASS RD
CitySUMAS
StateWA
Zip98295-8600
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRF
Legal DescriptionLOT 1 SOUTH PASS SHORT PLAT AS REC BOOK 24 SHORT PLATS PG 52
Legal Range05
Legal Township40
Legal Section17
Legal SubdivisionSOUTH PASS SHORT PLAT
Legal Lot Number1
JurisdictionWHATCOM WA
Township / Civil DivisionEAST WHATCOM
Census Block Group2
Census Block2000
Census Tract10101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address9930 NEARPOINT DR, AK
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2007 · Amount on Record
Deed SaleNov 1, 2007 · Amount on Record
Deed Document Number2071100025
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address5500 S PASS RD, SUMAS, WA 98295-8600
Document Number2180300607
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedMar 15, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5500 S PASS RD SUMAS WA 98295, SUMAS, WA 98295

Mortgage

Document Number2180300607
DateMar 7, 2018
Instrument300607
Lender
NameBANK OF AMERICA CALIFORNIA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 6, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictNooksack Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,127.00 (+66.72%)$660,961 (+48.56%) Land $272,898 Building $388,063$660,961 (+48.56%) Land $272,898 Building $388,063
2022$444,906 Land $141,763 Building $303,143$444,906 Land $141,763 Building $303,143
2021$3,675.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 40 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies40 in force
Nearby Flood Claims22 (2021–2025)
Most Recent ClaimDec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2025 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 70% of Washington
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Ziply Fiber
DSL
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Pass Rd

Nearby Streets

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