550 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 550 W Third St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on File
Last Sale	$366,900 (Jul 2019)
Tax Bill	$6,173 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Mortgage + 2 more
APN	`10469640`

Property Details

APN / Parcel Number

Primary APN	`10469640`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	2,544 sqft Living Area
1st Floor Area	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Lot Area	7,000 sqft (0.161 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	550 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PRESTON LOT; BOOK: 3684 PAGE: 554
Legal Subdivision	PRESTON
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

550 W Third St is owned and occupied by an individual who bought it in July 2019.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	550 W THIRD ST, LEXINGTON, KY 40508-1241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage PEOPLES EXCHANGE BK
Jul 23, 2019	Deed of Trust, Mortgage PEOPLES EXCHANGE BK
Jul 23, 2019	Deed, Transfer
Jul 23, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Sep 9, 2010 · Amount on File
Deed Book / Page	3684 / 554
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	550 W THIRD ST, LEXINGTON, KY 40508-1241
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009366/441
Date	Jul 23, 2019
Book Page	9366/441

Lender

Name	PEOPLES EXCHANGE BK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	550 W THIRD ST, LEXINGTON, KY 40508-1241
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9366/441
Date	Jul 23, 2019
Book Page	9366/441

Lender

Name	PEOPLES EXCHANGE BK

Agreement

Amount	Amount on Record

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 23, 2019
Property Address	550 W THIRD ST, LEXINGTON, KY 40508-1241
Document Number	3684/554
Book / Page	3684 / 554
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jul 23, 2019
Property Address	550 W THIRD ST, LEXINGTON, KY 40508-1241
Document Number	003684/554
Book / Page	3684 / 554
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 550 W Third St was $6,173, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,173.00 (+1.88%)	$490,000 (-)	$490,000 (-)
2025	$6,059.00	$490,000	$490,000
2023	$4,537.00	$366,900	$366,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 550 W Third St; there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 550 W Third St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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