547 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 547 W Third St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,730 sqft · built 1909
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2016)
Tax Bill	$6,393 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Jul 2017 Mortgage + 2 more
APN	`11041000`

Property Details

APN / Parcel Number

Primary APN	`11041000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	2,730 sqft Living Area
Basement Area	960 sqft
Unfinished Basement	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Brick
Lot Area	7,501 sqft (0.172 acres)
Lot Width	50 ft Width
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	547 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-1259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BOOK: 3812 PAGE: 556
Legal Subdivision	YELLMANS
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	4
Census Block	4010
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

547 W Third St is owned by two individuals who bought it in March 2016.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2988 TUSCALOOSA LN, LEXINGTON, KY 40515-5454
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jul 10, 2017	Deed of Trust, Mortgage CITIZENS COMMERCE NATL BK
Dec 11, 2020	Deed of Trust, Mortgage CITIZENS COMMERCE BK
Oct 29, 2021	Deed of Trust, Mortgage REPUBLIC BK & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2016 · Amount on File
Deed Sale	Mar 7, 2016 · Amount on File
Prior Sale	May 23, 2011 · Amount on File
Deed Book / Page	3380 / 104
Transfer Doc	003009/129
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	547 W THIRD ST, LEXINGTON, KY 40508-1259
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	547 W THIRD ST, LEXINGTON, KY 40508-1259

Mortgage

Document Number	MB10596/331
Date	Feb 1, 2023
Book Page	MB 10596/331
Instrument	202302010178

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank
Address	LOUISVILLE, KY 40202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	547 W THIRD ST, LEXINGTON, KY 40508-1259
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008882/608
Date	Jul 10, 2017
Book Page	8882/608

Lender

Name	CITIZENS COMMERCE NATL BK

Agreement

Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	547 W THIRD ST, LEXINGTON, KY 40508-1259
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009862/563
Date	Dec 11, 2020
Book Page	9862/563

Lender

Name	CITIZENS COMMERCE BK

Agreement

Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	547 W THIRD ST, LEXINGTON, KY 40508-1259
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000263/635
Date	Oct 29, 2021
Book Page	0263/635

Lender

Name	REPUBLIC BK & TR CO

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 547 W Third St was $6,393, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,393.00 (+1.88%)	$507,500 (-)	$507,500 (-)
2025	$6,275.00	$507,500	$507,500
2023	$6,275.00	$507,500	$507,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 547 W Third St; there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (1978–1984)
Most Recent Claim	May 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 547 W Third St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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