556 W Third St, Lexington, KY 40508 Property Records

Lexington-Fayette Urban County property record for 556 W Third St, Lexington, KY 40508

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,312 sqft · built 1909
Lot Size	0.08 acres (3,498 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Apr 2024)
Tax Bill	$3,968 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2023 Sale
APN	`14471700`

Property Details

APN / Parcel Number

Primary APN	`14471700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,312 sqft Living Area
Basement Area	334 sqft
Unfinished Basement	334 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Lot Area	3,498 sqft (0.08 acres)
Lot Width	48.8 ft Width
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	556 W THIRD ST
City	LEXINGTON
State	KY
Zip	40508-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	1-022 PRESTON LOT 77; BOOK: 3048 PAGE: 342
Legal Subdivision	PRESTON
Legal Lot Number	77
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE CENTRAL
Census Block Group	1
Census Block	1000
Census Tract	102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Northside Historic Residential District listed 1979 · 1,649 contributing resources · NRIS 79000977

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

556 W Third St is owned and occupied by two individuals who bought it in April 2024.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	556 W THIRD ST, LEXINGTON, KY 40508-1241
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed, Transfer · Conventional Mortgage REPUBLIC STATE MORTGAGE CO
Sep 20, 2023	Warranty Deed, Transfer NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2024 · Amount on File
Deed Sale	Apr 11, 2024 · Amount on File
Prior Sale	Sep 20, 2023 · Amount on File
Deed Document Number	202464
Deed Book / Page	4066 / 541
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Apr 11, 2024
Property Address	556 W THIRD ST, LEXINGTON, KY 40508-1241
Document Number	DB4066/541
Book / Page	DB 4066 / 541
Map Reference	MB 1 PG 22
Instrument Date	Apr 9, 2024
Instrument	202404110064
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1811 IRON WORKS PIKE, LEXINGTON, KY 40511-8696

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	556 W THIRD ST, LEXINGTON, KY 40508-1241

Mortgage

Document Number	202404110065
Date	Apr 11, 2024
Instrument	202404110065

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAYETTE KY
Recording Date	Sep 20, 2023
Property Address	556 W THIRD ST, LEXINGTON, KY 40508-1241
Document Number	0DB4038/28
Book / Page	DB 4038 / 28
Map Reference	MB 11 PG 22
Instrument Date	Sep 15, 2023
Instrument	202309200017
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	NATIONAL TITLE INSURANCE COMPANY, NATIONAL TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4101 KENTUCKY RIVER PKWY, LEXINGTON, KY 40515-8506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1811 IRON WORKS PIKE, LEXINGTON, KY 40511-8696

Tax Assessment & Valuation

The 2026 property tax bill for 556 W Third St was $3,968, up 1.9% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,968.00 (+1.87%)	$315,000 (-)	$315,000 (-)
2025	$3,895.00	$315,000	$315,000
2023	$613.00 (-3.16%)	$49,600 (-)	$49,600 (-)
2022	$633.00	$49,600	$49,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 556 W Third St; there have been 5 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 556 W Third St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Windstream Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on W Third St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures