Fairfield County property record for 550 Union St, Lancaster, OH 43130
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,197 sqft · built 1920 |
| Lot Size | 0.137 acres (5,959 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $62,000 (Aug 2005) |
| Tax Bill | $4,372 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-31148-000 |
| Primary APN | 05-31148-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,197 sqft Living Area |
| Gross Area | 1,614 sqft |
| 1st Floor Area | 504 sqft |
| Basement Area | 303 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,959 sqft (0.137 acres) |
| Lot Dimensions | 161 ft deep x 37 ft wide |
| Garage Type | Detached |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 102 sqft |
| Patio Area | 48 sqft |
| Canopy | 48 sqft |
| Poultry House | 36 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 550 UNION ST |
|---|---|
| City | LANCASTER |
| State | OH |
| Zip | 43130-2921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARK ADD LOT 162 |
| Legal Subdivision | PARK ADD |
| Legal Lot Number | 162 |
| Jurisdiction | FAIRFIELD OH |
| Township / Civil Division | LANCASTER CITY |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 31700 |
Source: Fairfield County records, as of July 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8738 CLEARPORT RD SW, LANCASTER, OH 43130-9635 |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2005 · Amount on Record |
| Deed Sale | Aug 10, 2005 · Amount on Record |
| Deed Document Number | 200520708 |
| Deed Book / Page | 1398 / 660 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD OH |
| Recording Date | Oct 4, 2021 |
| Property Address | 550 UNION ST, LANCASTER, OH 43130-2921 |
| Document Number | 0000026122 |
| Map Reference | MB 4 PG 4 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 202100026122 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Title Company | NOT AVAILABLE, COMMITTED TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 522 UNION ST, LANCASTER, OH 43130-2921 |
| Document Number | 0000026123 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 202100026123 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
Source: Fairfield County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Fairfield County |
| Municipality | Lancaster City |
| Unified School District | Lancaster City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,372.00 (+175.31%) | $48,640 (+23.7%) Land $9,600 Building $39,040 | $138,950 (+23.7%) Land $27,420 Building $111,530 |
| 2023 | $1,588.00 Homeowner's exemption | $39,320 (-) Land $5,760 Building $33,560 | |
| 2022 | Homeowner's exemption | $39,320 Land $5,760 Building $33,560 | $112,330 Land $16,450 Building $95,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 28 (1985–2019) |
| Most Recent Claim | Feb 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Glo Fiber, T-Mobile, Verizon.
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