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554 Union St, Lancaster, OH 43130 Property Records

Fairfield County property record for 554 Union St, Lancaster, OH 43130 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1970
Square Footage1,120 sqft Living Area
Lot Size6,438 sqft (0.148 acres)
OccupancyOwner Occupied
Tax Bill$3,951.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-31147-900
Alternative APN
  • 0105 00178

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,120 sqft Living Area
1st Floor480 sqft 1st Floor
Stories2 Stories

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1970
Exterior MaterialAluminum/Vinyl Exterior
Lot Area6,438 sqft (0.148 acres)
Depth X Width161 ft x 40 ft Depth x Width
Deck Area168 sqft Deck
Patio Area168 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address554 UNION ST
CityLANCASTER
StateOH
Zip43130-2921
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPARK ADD LOT 161
Legal SubdivisionPARK ADD
Legal Lot Number161
JurisdictionFAIRFIELD OH
Minor Civil DivisionLANCASTER CITY
Census Blockgroup5
Census Block5004
Census Tract31700

Owner

Source: Fairfield County records · APN 05-31147-900

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address554 UNION ST, LANCASTER, OH 43130-2921
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Intrafamily Transfer, Transfer · Federal Housing Administration (FHA) Mortgage
AMERICAN FINANCIAL NETWORK INC
Feb 23, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
LAND-HOME FINANCIAL SERVICES
Jun 15, 2018Limited Warranty Deed, Transfer · Conventional Mortgage
PNC BANK NA
Jan 17, 2018Trustee's Deed, Foreclosure
Mar 03, 2017Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2026
Deed SaleJan 12, 2026
Prior SaleFeb 23, 2021 · Amount on Record
Deed Doc Number2026576
Prior Transfer DateMay 02, 1994
Prior Transfer Doc0624000335
Record RefreshedSep 20, 2026

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFAIRFIELD OH
Recording DateJan 12, 2026
Property Address554 UNION ST, LANCASTER, OH 43130-2921
Document Number0000000576
Map ReferenceMB 4 PG 4
Instrument DateDec 20, 2025
Instrument202600000576
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyFIRST NATL LAND TRANSFER INC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address554 UNION ST, LANCASTER, OH 43130-2921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address554 UNION ST, LANCASTER, OH 43130-2921

Mortgage

Document Number0000000577
DateJan 12, 2026
Instrument202600000577
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFAIRFIELD OH
Recording DateFeb 23, 2021
Property Address554 UNION ST, LANCASTER, OH 43130-2921
Document Number0000004838
Map ReferenceMB 4 PG 4
Instrument DateFeb 10, 2021
Instrument202100004838
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyFIRST OHIO TITLE INS BOX

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1355 WILLOW WAY, CONCORD, CA 94520-5723

Mortgage

Document Number0000004839
DateFeb 23, 2021
Instrument202100004839
Lender
NameLAND-HOME FINANCIAL SERVICES
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

Mortgage

Document Number0000004840
DateFeb 23, 2021
Instrument202100004840
Lender
NameNATIONAL HOMEBUYERS FUND INC
TypeMortgage Company
AddressSACRAMENTO, CA 95814
Agreement
TypeLine of Credit
AmountAmount Recorded
Term47 Months
DueJan 01, 2025

June 2018: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionFAIRFIELD OH
Recording DateJun 15, 2018
Property Address554 UNION ST, LANCASTER, OH 43130-2921
Document Number0000010333
Book / Page1767 / 2408
Map ReferenceMB 4 PG 4
Instrument DateJun 08, 2018
Instrument201800010333
Transaction TypeTransfer
Record UpdatedFeb 15, 2022
Title CompanyALLODIAL TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address5000 PLANO PKWY, 5000, CARROLLTON, TX 75010-4900

Transferred To (Grantee/Buyer)

NameVerified Name
Address3232 NEWMARK DR # 7, 7, MIAMISBURG, OH 45342-5421

Mortgage

Document Number0000010334
DateJun 15, 2018
Instrument201800010334
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2048

January 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionFAIRFIELD OH
Recording DateJan 17, 2018
Property Address554 UNION ST, LANCASTER, OH 43130-2921
Document Number0000000909
Book / Page001757 / 000352
Instrument DateDec 12, 2017
Instrument909
Transaction TypeForeclosure
Record UpdatedJan 23, 2018

Transaction

AmountAmount Recorded
Tax$136.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8200 JONES BRANCH DR #MS202 MCLEAN VA 221023107, MCLEAN, VA 22102-3107

March 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionFAIRFIELD OH
Recording DateMar 03, 2017
Property Address554 UNION ST, LANCASTER, OH 43130-2921
Document Number0000003738
Book / Page001732 / 002866
Instrument DateMar 02, 2017
Instrument3738
Transaction TypeTransfer
Record UpdatedMar 13, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address554 UNION ST LANCASTER OH 431302921, LANCASTER, OH 43130-2921

Tax Assessment & Valuation

Source: Fairfield County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateOhio
CountyFairfield County
MunicipalityLancaster City
Unified School DistrictLancaster City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,951.00 (+177.85%)$43,950 (+22.02%) Land $10,370 Building $33,580$125,580 (+22.02%) Land $29,640 Building $95,940
2024$36,020 (-) Land $6,220 Building $29,800
2023$1,422.00$36,020 (-) Land $6,220 Building $29,800
2022$36,020 Land $6,220 Building $29,800$102,920 Land $17,780 Building $85,140

Flood & Wildfire

554 Union St is in FEMA Zone AE, inside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Fairfield County (39045C), updated December 11, 2025

FEMA Flood ZoneZone AE
1% annual chance, base flood elevation determined
Special Flood Hazard AreaYes
flood insurance required for federally backed mortgages
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 64th in Ohio
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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