Transylvania County property record for 550 Spanish Oak Dr, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,399 sqft · built 2002 |
| Lot Size | 5.19 acres (225,864 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $360,000 (Jan 2007) |
| Tax Bill | $3,476 (2026) |
| Deeds & Mortgages | Sep 2018 Transfer Jul 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9523-00-8752-000 |
| Primary APN | 9523-00-8752-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,399 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Shingles |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Asphalt |
| Lot Area | 225,864 sqft (5.19 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70169070 |
|---|---|
| Street Address | 550 SPANISH OAK DR |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 2 L29A SPANISH OAK DR |
| Legal Subdivision | IDLEWWILD SUBDIVISION |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960404 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 25, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jul 6, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 23, 2007 · Amount on Record |
| Deed Sale | Jan 23, 2007 · Amount on Record |
| Prior Sale | Jan 16, 2007 · Amount on Record |
| Deed Document Number | 2007572 |
| Deed Book / Page | 390 / 73 |
| Last Transfer Date | Sep 19, 2018 |
| Transfer Doc | 0008570092 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Sep 25, 2018 |
| Property Address | 550 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9037 |
| Document Number | 0008570092 |
| Book / Page | 000857 / 000092 |
| Instrument Date | Sep 19, 2018 |
| Instrument | 4915 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 SPANISH OAK DR CEDAR MOUNTAIN NC 287189037, CEDAR MOUNTAIN, NC 28718-9037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Jul 6, 2018 |
| Property Address | 550 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9037 |
| Document Number | 0008470495 |
| Book / Page | 000847 / 000495 |
| Instrument Date | Jul 2, 2018 |
| Instrument | 3330 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $33.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 550 SPANISH OAK DR CEDAR MOUNTAIN NC 287189037, CEDAR MOUNTAIN, NC 28718-9037 |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,476.00 | $723,480 (-) Land $118,270 Building $605,210 | $723,480 (-) Land $118,270 Building $605,210 |
| 2025 | $3,476.00 (+13.67%) | $723,480 (+55.72%) Land $118,270 Building $605,210 | $723,480 (+55.72%) Land $118,270 Building $605,210 |
| 2023 | $3,058.00 | $464,600 Land $105,000 Building $359,600 | $464,600 Land $105,000 Building $359,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL | 10 / 1 |
May also be available: AT&T.
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures