Transylvania County property record for 900 Spanish Oak Dr, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,930 sqft · built 1998 |
| Lot Size | 27.3 acres (1,190,495 sqft) |
| Owner | Company Name on Record |
| Last Sale | $898,000 (Dec 2020) |
| Tax Bill | $6,656 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9522-19-1765-000 |
| Primary APN | 9522-19-1765-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 4,930 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Shingles |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 1,190,495 sqft (27.3 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 70524180 |
|---|---|
| Street Address | 900 SPANISH OAK DR |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L31-A SPANISH OAK DR |
| Legal Subdivision | IDLEWILD SUBDIVISION |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960404 |
Source: Transylvania County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 900 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9065 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on Record |
| Deed Sale | Dec 15, 2020 · Amount on Record |
| Deed Document Number | 20207975 |
| Deed Book / Page | 955 / 728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 15, 2020 |
| Property Address | 900 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9065 |
| Document Number | 0009550728 |
| Book / Page | 955 / 728 |
| Map Reference | FILE 20 SL 460 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2020007975 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,796.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1054 DEER RIDGE RD, 1054, CEDAR MOUNTAIN, NC 28718-4501 |
| Name | Verified Name |
|---|---|
| Address | 900 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9065 |
| Document Number | 2020007976 |
|---|---|
| Date | Dec 15, 2020 |
| Instrument | 2020007976 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 318 Months |
| Due | Jun 4, 2047 |
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,656.00 (+14.52%) | $1,385,390 (+56.9%) Land $364,860 Building $1,020,530 | $1,385,390 (+56.9%) Land $364,860 Building $1,020,530 |
| 2023 | $5,812.00 | $882,950 Land $287,790 Building $595,160 | $882,950 Land $287,790 Building $595,160 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL | 10 / 1 |
May also be available: AT&T.
4G LTE only, no 5G reported
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