Transylvania County property record for 501 Spanish Oak Dr, Cedar Mountain, NC 28718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,769 sqft · built 1993 |
| Lot Size | 1.24 acres (54,085 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,625 (2026) |
| Deeds & Mortgages | Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 9523-00-4929-000 |
| Primary APN | 9523-00-4929-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,769 sqft Heated Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Shingle |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 54,085 sqft (1.24 acres) |
| View / Lot | Waterfront |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Account Number | 15293220 |
|---|---|
| Street Address | 501 SPANISH OAK DR |
| City | CEDAR MOUNTAIN |
| State | NC |
| Zip | 28718-9037 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPANISH OAK DRIVE |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | LITTLE RIVER |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 960404 |
501 Spanish Oak Dr is owned and occupied by two individuals who acquired it in December 1992.
Source: Transylvania County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 501 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1992 |
| Deed Sale | Dec 1, 1992 |
| Deed Book / Page | 358 / 183 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Property Address | 501 SPANISH OAK DR, CEDAR MOUNTAIN, NC 28718-9037 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008260248 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 826/248 |
| Instrument | 2017006367 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 501 Spanish Oak Dr was $2,625.
Source: Transylvania County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,625.00 | $546,310 Land $50,000 Building $496,310 | $546,310 Land $50,000 Building $496,310 |
| 2023 | $2,260.00 | $343,360 Land $45,000 Building $298,360 | $343,360 Land $45,000 Building $298,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 501 Spanish Oak Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 501 Spanish Oak Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Skyrunner Fixed Wireless | 25 / 10 |
| Comporium DSL | 10 / 1 |
May also be available: AT&T.
4G LTE only, no 5G reported
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