550 Railgate Loop, Lugoff, SC 29078 Property Records

Kershaw County property record for 550 Railgate Loop, Lugoff, SC 29078 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	1,440 sqft · built 2002
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$87,900 (Jun 2002)
Tax Bill	$831 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`336-01-0A-013-SES`

Property Details

APN / Parcel Number

Primary APN	`336-01-0A-013-SES`
Alternative APN	`35131`

Interior

Stories	1 Story
Building Area	1,440 sqft Gross Area
Gross Area	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Exterior Material	Vinyl
Lot Area	24,829 sqft (0.569 acres)
Porch	Porch
Porch Area	72 sqft
Deck Area	120 sqft

Location & Zoning

Account Number	35131
Old Parcel Number	336-01-0A-013 SES
Street Address	550 RAILGATE LOOP
City	LUGOFF
State	SC
Zip	29078-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:279 MAP REF:BK 426 PG 406
Legal Subdivision	RAILGATE DEV
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970906

Owner

Source: Kershaw County records · APN 336-01-0A-013-SES

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	550 RAILGATE LOOP, LUGOFF, SC 29078-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
May 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO
Feb 11, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 19, 2002 · Amount on Record
Deed Sale	Jun 19, 2002 · Amount on Record
Deed Document Number	0001176218
Record Updated	Jun 08, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	550 RAILGATE LOOP, LUGOFF, SC 29078-8990
Transaction Type	Mortgage
Record Updated	Feb 04, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 RAILGATE LOOP, LUGOFF, SC 29078-8990

Mortgage

Document Number	0002026381
Date	Jan 14, 2026
Book Page	5507/27
Instrument	2026-381

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 01, 2046

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	550 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000004257
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000004257
Date	Jun 03, 2019
Book Page	004036/000152
Instrument	4257

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 02, 2044

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	550 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000001827
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000001827
Date	Mar 08, 2017
Book Page	003660/000161
Instrument	1827

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 07, 2037

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$831.00 (+592.5%)	$126,200 (+0.8%) Land $18,000 Building $108,200	$126,200 (+0.8%)
2023	$120.00	$125,200 Land $18,000 Building $107,200	$125,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450559709062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 127 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: TruVista Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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