542 Railgate Loop, Lugoff, SC 29078 Property Records

Kershaw County property record for 542 Railgate Loop, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	1,467 sqft · built 2002
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Last Sale	$109,900 (Apr 2007)
Tax Bill	$880 (2025)
Deeds & Mortgages	Jul 2023 Transfer Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`336-01-0A-011-SES`

Property Details

APN / Parcel Number

Primary APN	`336-01-0A-011-SES`
Alternative APN	`35129`

Interior

Stories	1 Story
Building Area	1,467 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Lot Area	24,829 sqft (0.57 acres)
Porch	Porch
Porch Area	35 sqft
Patio Area	144 sqft

Location & Zoning

Account Number	35129
Street Address	542 RAILGATE LOOP
City	LUGOFF
State	SC
Zip	29078-8990
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	RAILGATE LOOP SUBDIV LOT 11
Legal Subdivision	RAILGATE LOOP SUBDIV
Legal Lot Number	11
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2003
Census Tract	970906

Owner

Source: Kershaw County records, as of November 7, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	542 RAILGATE LOOP, LUGOFF, SC 29078-8990
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Intrafamily Transfer, Transfer
Apr 19, 2018	Deed of Trust, Mortgage · Line of Credit MID CAROLINA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2007 · Amount on Record
Deed Sale	Apr 9, 2007 · Amount on Record
Prior Sale	Feb 26, 2003 · Amount on Record
Deed Book / Page	2152 / 175
Last Transfer Date	Jul 5, 2023
Transfer Doc	0020235793
Record Updated	Jun 8, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KERSHAW SC
Recording Date	Jul 6, 2023
Property Address	542 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0020235793
Book / Page	4975 / 147
Map Reference	MB A-79 PG 2
Instrument Date	Jul 5, 2023
Instrument	2023-5793
Transaction Type	Transfer
Record Updated	Sep 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	542 RAILGATE LOOP, LUGOFF, SC 29078-8990

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	542 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000003156
Instrument Date	Apr 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000003156
Date	Apr 24, 2018
Book Page	003849/000180
Instrument	3156

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 23, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$880.00 (+2,65%)	$129,100 (+0.78%) Land $18,000 Building $111,100	$129,100 (+0.78%)
2023	$32.00 (-96.22%)	$128,100 (-) Land $18,000 Building $110,100	$128,100 (-)
2022	$847.00	$128,100 Land $18,000 Building $110,100	$128,100 Land $18,000 Building $110,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 64% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: TruVista Communications.

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