554 Railgate Loop, Lugoff, SC 29078 Property Records

Kershaw County property record for 554 Railgate Loop, Lugoff, SC 29078 · Last verified November 2025

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2002
Square Footage	1,536 sqft Gross Area
Lot Size	24,829 sqft (0.569 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (2003)
Tax Bill	$567.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`336-01-0A-014-SES`
Alternative APN	`35132`

Interior

Building Area	1,536 sqft Gross Area
Gross Area	1,200 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Exterior Material	Vinyl Exterior
Lot Area	24,829 sqft (0.569 acres)
Deck Area	144 sqft Deck
Porch	1 Porch
Porch Area	192 sqft Porch

Location & Zoning

Account Number	35132
Old Parcel Number	336-01-0A-014 SES
Street Address	554 RAILGATE LOOP
City	LUGOFF
State	SC
Zip	29078-8990
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DIST:279 MAP REF:BK B76 PG 9B
Legal Subdivision	RAILGATE DEV
Jurisdiction	KERSHAW SC
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2003
Census Tract	970906

Owner

Source: Kershaw County records · APN 336-01-0A-014-SES

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 RAILGATE LOOP, LUGOFF, SC 29078-8990
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 15, 2003 · Amount on Record
Deed Sale	Jan 15, 2003 · Amount on Record
Deed Doc Number	0001280277
Record Refreshed	Jun 08, 2026

February 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KERSHAW SC
Property Address	554 RAILGATE LOOP, LUGOFF, SC 29078-8990
Document Number	0000006208
Instrument Date	Feb 13, 2013
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	554 RAILGATE LOOP LUGOFF SC 290788990, LUGOFF, SC 29078-8990

Mortgage

Document Number	0000006208
Date	Aug 10, 2018
Book Page	003901/000088
Instrument	6208

Lender

Name	BANK OF AMERICA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 09, 2043

Interest

Rate	3.87%

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$567.00 (+44%)	$124,100 (-) Land $18,000 Building $106,100	$124,100 (-)
2023	$105.00	$124,100 Land $18,000 Building $106,100	$124,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kershaw County (45055C), updated September 28, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 35% of South Carolina
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.