550 Ohio Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 550 Ohio Ave, Saint Charles, IL 60174

Property Summary

Property Type	Single Family Home
Lot Size	0.025 acres (1,121 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,500 (Dec 2017)
Tax Bill	$11,952 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-208-025`

Property Details

APN / Parcel Number

Primary APN	`09-34-208-025`

Exterior

Lot Area	1,121 sqft (0.025 acres)

Location & Zoning

Street Address	550 OHIO AVE
City	SAINT CHARLES
State	IL
Zip	60174-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE GREEN RESUB LOT 3A
Legal Subdivision	HERITAGE GREEN RESUB
Legal Block	1
Legal Lot Number	3A
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	1
Census Block	1051
Census Tract	852300

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	550 OHIO AVE, SAINT CHARLES, IL 60174-2957
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2017 · Amount on Record
Deed Sale	Dec 13, 2017 · Amount on Record
Deed Document Number	201764747
Record Updated	Sep 20, 2026

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 13, 2017
Property Address	550 OHIO AVE, ST CHARLES, IL 60174-2957
Document Number	0000064747
Map Reference	DOC2017K016947
Instrument Date	Dec 8, 2017
Instrument	2017K064747
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	550 OHIO AVE, SAINT CHARLES, IL 60174-2957

Mortgage

Document Number	0000064748
Date	Dec 13, 2017
Instrument	2017K064748

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Municipality	St. Charles City
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,952.00 (-0.91%) Homeowner's exemption
2024		$164,398 (+5.79%) Land $37,240 Building $127,158	$493,391 (+5.83%) Land $111,765 Building $381,627
2022	$12,062.00 (+4.06%) Homeowner's exemption	$155,398 (+4.91%) Land $36,155 Building $119,243	$466,194 (+4.91%) Land $108,465 Building $357,729
2021	$11,591.00 Homeowner's exemption	$148,125 Land $34,463 Building $113,662	$444,375 Land $103,389 Building $340,986

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	29 (1979–2020)
Claims Outside the SFHA	5 of 29
Most Recent Claim	May 2020 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20