Kane County property record for 501 Ohio Ave, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,167 sqft · built 1975 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,969 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-213-001 |
| Primary APN | 09-34-213-001 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,167 sqft Living Area |
| Basement Area | 896 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 501 OHIO AVE |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2957 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE NORTHERLY HALF OF LOTS 3 & 4 IN BLK 20 OF MINARD FERSON AND HUNTS ADD |
| Legal Subdivision | MINARD FERSON AND HUNTS ADD |
| Legal Block | 20 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 915 FERN AVE, SAINT CHARLES, IL 60174-4419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2025 |
| Transfer Doc | 0000007501 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 501 OHIO AVE, ST CHARLES, IL 60174-2957 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001223 |
|---|---|
| Date | Jan 7, 2022 |
| Instrument | 2022K001223 |
| Name | FIRST AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | HAMPSHIRE, IL 60140 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 501 OHIO AVE, ST CHARLES, IL 60174-2957 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000045004 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018K045004 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,969.00 (+8.28%) | $143,894 (+8.53%) Land $28,008 Building $115,886 | $431,855 (+8.53%) Land $84,058 Building $347,797 |
| 2024 | $132,585 (+16.72%) Land $25,807 Building $106,778 | $397,914 (+16.76%) Land $77,452 Building $320,462 | |
| 2022 | $8,283.00 (+13.03%) Homeowner's exemption | $113,596 (+4.91%) Land $23,242 Building $90,354 | $340,788 (+4.91%) Land $69,726 Building $271,062 |
| 2021 | $7,328.00 Homeowner's exemption | $108,279 Land $22,154 Building $86,125 | $324,837 Land $66,462 Building $258,375 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 29 (1979–2020) |
| Claims Outside the SFHA | 5 of 29 |
| Most Recent Claim | May 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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