412 Ohio Ave, Saint Charles, IL 60174 Property Records

Kane County property record for 412 Ohio Ave, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 816 sqft · built 1910
Lot Size0.115 acres (5,000 sqft)
Owner2 Company Names on Record
Tax Bill$5,611 (2025)
Deeds & MortgagesOct 2017 Transfer
Flood ZoneZone X (minimal risk)
APN09-34-207-006

Property Details

APN / Parcel Number

Primary APN09-34-207-006

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area816 sqft Living Area
1st Floor Area816 sqft
Basement Area816 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1974
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address412 OHIO AVE
CitySAINT CHARLES
StateIL
Zip60174-2956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 008-SEOLDTWN STC,AVE
Legal SubdivisionMINARD FERSON&HUNTS
Legal Block1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group1
Census Block1052
Census Tract852300

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address955 HARBOR TOWN CT, GENEVA, IL 60134-7513
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateOct 11, 2017
Transfer Doc0000053474
Record UpdatedSep 20, 2026

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateOct 11, 2017
Property Address412 OHIO AVE, ST CHARLES, IL 60174-2956
Document Number0000053474
Instrument DateOct 11, 2017
Instrument53474
Transaction TypeTransfer
Record UpdatedNov 14, 2017
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address955 HARBOR TOWN CT GENEVA IL 601347513, GENEVA, IL 60134-7513

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,611.00 (+10.74%)$80,006 (+8.53%) Land $28,008 Building $51,998$240,114 (+8.53%) Land $84,058 Building $156,056
2024$73,718 (+17.47%) Land $25,807 Building $47,911$221,242 (+17.51%) Land $77,452 Building $143,791
2022$5,067.00 (+3.87%)$62,756 (+4.91%) Land $23,242 Building $39,514$188,268 (+4.91%) Land $69,726 Building $118,542
2021$4,878.00$59,819 Land $22,154 Building $37,665$179,457 Land $66,462 Building $112,995

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims29 (1979–2020)
Claims Outside the SFHA5 of 29
Most Recent ClaimMay 2020 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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