550 Main St, Chipley, FL 32428 Property Records

Washington County property record for 550 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1962
Lot Size	0.297 acres (12,980 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Apr 2022)
Tax Bill	$2,305 (2025)
Deeds & Mortgages	Apr 2022 Sale Jan 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`000028830000`

Property Details

APN / Parcel Number

Primary APN	`000028830000`
Alternative APN	`28830000`

Interior

Full Baths	1 Bath
Building Area	1,032 sqft Heated Area
Gross Area	1,346 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,980 sqft (0.297 acres)
Lot Dimensions	100 ft deep x 130 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	180 sqft
Patio Area	36 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000028830000
Street Address	550 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1238 P 618 LOTS 1,2 AND 3 J/A BLK FA.
Legal Range	13W
Legal Township	05N
Legal Section	33
Legal Subdivision	J H JOHNSON ADD
Legal Block	FA
Legal Lot Number	1-2 2
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1039
Census Tract	970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 ORCHARD AVE, DOVER, DE 19901-4446
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Warranty Deed, Transfer FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO
Jan 14, 2022	Special Warranty Deed, Transfer PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC
Oct 4, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2022 · Amount on Record
Deed Sale	Apr 13, 2022 · Amount on Record
Prior Sale	Jan 14, 2022 · Amount on Record
Deed Document Number	202267003362
Deed Book / Page	1238 / 618
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Apr 13, 2022
Property Address	550 MAIN ST, CHIPLEY, FL 32428-1241
Document Number	0067003362
Book / Page	1238 / 618
Map Reference	MB 1 PG 38A
Instrument Date	Apr 7, 2022
Instrument	202267003362
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2412 OAKWOOD PRESERVE DR, WESLEY CHAPEL, FL 33543-7018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 ORCHARD AVE, DOVER, DE 19901-4446

January 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jan 14, 2022
Property Address	550 MAIN ST, CHIPLEY, FL 32428-1241
Document Number	0067000665
Book / Page	1230 / 228
Instrument Date	Jan 13, 2022
Instrument	202267000665
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PREMIUM TITLE SERVICES FL INC, PREMIUM TITLE SVCS FL INC

Transaction

Amount	Amount Recorded
Tax	$185.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2412 OAKWOOD PRESERVE DR, WESLEY CHAPEL, FL 33543-7018
Investor	Possibly a Property Investor

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 4, 2021
Property Address	550 MAIN ST, CHIPLEY, FL 32428-1241
Document Number	0067007340
Book / Page	1219 / 848
Instrument Date	Oct 4, 2021
Instrument	202167007340
Transaction Type	Foreclosure
Record Updated	Aug 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 MORTGAGE WAY # SV-20, SV-20, MOUNT LAUREL, NJ 08054-4637

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,305.00 (+3.88%)	$110,572 (+1.97%) Land $9,100 Building $101,472	$110,572 (+1.97%) Land $9,100 Building $101,472
2024	$2,219.00 (+7.88%)	$108,438 (+8.82%) Land $9,100 Building $99,338	$108,438 (+8.82%) Land $9,100 Building $99,338
2023	$2,057.00 (+12.28%)	$99,648 (+12.88%) Land $9,100 Building $90,548	$99,648 (+12.88%) Land $9,100 Building $90,548
2022	$1,832.00	$88,275 Land $9,100 Building $79,175	$88,275 Land $9,100 Building $79,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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