520 Main St, Chipley, FL 32428 Property Records

Washington County property record for 520 Main St, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,410 sqft · built 1927
Lot Size9 acres (392,040 sqft)
OwnerIndividual Name on Record
Last Sale$230,000 (Mar 2022)
Tax Bill$2,319 (2025)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone AE (high risk)
APN000029530000

Property Details

APN / Parcel Number

Primary APN000029530000
Alternative APN
  • 29530000

Interior

Full Baths2 Baths
Building Area2,410 sqft Heated Area
Gross Area3,230 sqft
FlooringCarpet
Interior WallsPlywood
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 2002
Exterior MaterialCombination
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area392,040 sqft (9 acres)
Garage TypeCarport
CarportCarport
PorchFinished/Screened Porch
Porch Area336 sqft

Location & Zoning

Account Number000029530000
Street Address520 MAIN ST
CityCHIPLEY
StateFL
Zip32428-1241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description33 5 13 9 ORB 1234 P 443 LOTS 1,2.
Legal Range13W
Legal Township05N
Legal Section33
Legal BlockJ
Legal Lot Number1-2 2
JurisdictionWASHINGTON FL
Township / Civil DivisionCHIPLEY
Census Block Group1
Census Block1039
Census Tract970103

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address520 MAIN ST, CHIPLEY, FL 32428-1241
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 4, 2022 · Amount on Record
Deed SaleMar 4, 2022 · Amount on Record
Deed Document Number0001234443
Deed Book / Page1234 / 443
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON FL
Recording DateMar 4, 2022
Property Address520 MAIN ST, CHIPLEY, FL 32428-1241
Document Number0067002010
Book / Page1234 / 443
Map ReferenceMB 1 PG 34A
Instrument DateMar 4, 2022
Instrument202267002010
Transaction TypeTransfer
Record UpdatedFeb 7, 2023
Title CompanyFLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

AmountAmount Recorded
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1103 WHITTINGTON RD, CHIPLEY, FL 32428-4034

Transferred To (Grantee/Buyer)

NameVerified Name
Address520 MAIN ST, CHIPLEY, FL 32428-1241

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
MunicipalityChipley City
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,319.00 (+5.99%) Homeowner's exemption$160,373 (+2.87%)$233,446 (+7.03%)
2024$2,188.00 (+3.26%) Homeowner's exemption$155,899 (+2.97%)$218,108 (+13.03%)
2023$2,119.00 (+7.35%) Homeowner's exemption$151,406$192,966
2022$1,974.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies7 in force
Nearby Flood Claims5 (1994–2018)
Most Recent ClaimOct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHIPLEY
serves 3,660 people · EPA ID FL1670135
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wildstar Networks
Fixed Wireless
200 / 50

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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