527 Main St, Chipley, FL 32428 Property Records

Washington County property record for 527 Main St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,935 sqft · built 1946
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$199,000 (Nov 2023)
Tax Bill	$3,619 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Sep 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`000029450000`

Property Details

APN / Parcel Number

Primary APN	`000029450000`
Alternative APNs	`00000000-00-2945-0000` `29450000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,935 sqft Living Area
Gross Area	2,362 sqft
1st Floor Area	1,839 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1994
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Porch	Florida Room
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	527 MAIN ST
City	CHIPLEY
State	FL
Zip	32428-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 4 LOT 6, BLK I ORB 1287 P 998
Legal Range	13W
Legal Township	05S
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	I
Legal Lot Number	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	2
Census Block	2024
Census Tract	970104

Owner

Source: Washington County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3624 118TH ST W, BRADENTON, FL 34210-1029
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK
Sep 8, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 8, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Sep 8, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Deed Document Number	20238031
Deed Book / Page	1287 / 998
Prior Transfer Date	Jul 20, 2023
Prior Transfer Doc	0067006266
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Nov 17, 2023
Property Address	527 MAIN ST, CHIPLEY, FL 32428-1247
Document Number	0067008031
Book / Page	1287 / 998
Instrument Date	Nov 9, 2023
Instrument	202367008031
Transaction Type	Transfer
Record Updated	Dec 19, 2023
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TR CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3402 HINES CIR, ANCHORAGE, AK 99516-7615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 118TH ST W, BRADENTON, FL 34210-1029

Mortgage

Document Number	0000000001
Date	Nov 17, 2023
Instrument	1288/1

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Sep 8, 2023
Property Address	527 MAIN ST, CHIPLEY, FL 32428-1247
Document Number	0067006265
Book / Page	1282 / 330
Instrument Date	Jul 24, 2023
Instrument	202367006265
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 MARTIN LUTHER KING DR, CHIPLEY, FL 32428-1226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 HINES CIR, ANCHORAGE, AK 99516-7615

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Sep 8, 2023
Property Address	527 MAIN ST, CHIPLEY, FL 32428-1247
Document Number	0067006266
Book / Page	1282 / 332
Instrument Date	Jul 20, 2023
Instrument	202367006266
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1733 BRAINARD BLVD, DETROIT LAKES, MN 56501-6801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 HINES CIR, ANCHORAGE, AK 99516-7615

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON FL
Recording Date	Sep 8, 2023
Property Address	527 MAIN ST, CHIPLEY, FL 32428-1247
Document Number	0067006264
Book / Page	1282 / 328
Instrument Date	Jun 26, 2023
Instrument	202367006264
Transaction Type	Transfer
Record Updated	Oct 19, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6902 WRA LOOP NE, RIO RANCHO, NM 87144

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 HINES CIR, ANCHORAGE, AK 99516-7615

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,619.00 (+6.85%)	$173,575 (+4.89%) Land $29,600 Building $143,975	$173,575 (+4.89%) Land $29,600 Building $143,975
2024	$3,387.00 (+37.74%)	$165,482 (+38.97%) Land $26,000 Building $139,482	$165,482 (+38.97%) Land $26,000 Building $139,482
2023	$2,459.00 (+210.87%)	$119,079 (+45.51%) Land $26,000 Building $93,079	$119,079 (+8.65%) Land $26,000 Building $93,079
2022	$791.00 Homeowner's exemption	$81,836	$109,603 Land $24,800 Building $84,803

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Verizon.

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