550 E Water St, Unit 600, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 550 E Water St, Unit 600, Charlottesville, VA 22902

Property Summary

Property TypeCondominium
Details3 bd · 3.5 ba · 3,529 sqft · built 2018
Lot Size0.275 acres (12,016 sqft)
OwnerIndividual Name on Record
Tax Bill$22,828 (2026)
Flood ZoneZone X (minimal risk)
APN530162308

Property Details

APN / Parcel Number

Primary APN530162308
Alternative APN
  • 407211

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Units9 Units
Building Area3,529 sqft Living Area
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area12,016 sqft (0.275 acres)

Utilities, Heating & Cooling

Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Street Address550 E WATER ST, 600
CityCHARLOTTESVILLE
StateVA
Zip22902-5408
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeNX-10
Legal DescriptionUNIT 600 550 WATER STREET CONDO
Legal SubdivisionTHE 500 WATER STREET CONDOMINIUM
JurisdictionCHARLOTTESVILLE CITY VA
Township / Civil DivisionCHARLOTTESVILLE
Census Block Group1
Census Block1054
Census Tract1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Charlottesville and Albemarle County Courthouse Historic District
listed 1982 · 270 contributing resources · NRIS 82004904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address550 E WATER ST, 600, CHARLOTTESVILLE, VA 22902-5408
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 10, 2021
Deed SaleNov 10, 2021
Prior SaleNov 28, 2018 · Amount on Record
Deed Document Number20215556
Prior Transfer DateNov 3, 2021
Prior Transfer Doc0000005556
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCharlottesville City
Unified School DistrictCharlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,828.00 (+8.01%)$2,303,000 (+2.03%) Land $328,100 Building $1,974,900$2,303,000 (+2.03%) Land $328,100 Building $1,974,900
2025$2,257,100 (+4.01%) Land $328,100 Building $1,929,000$2,257,100 (+4.01%) Land $328,100 Building $1,929,000
2023$21,136.00 (+7.55%)$2,170,000 Land $328,100 Building $1,841,900$2,170,000 Land $328,100 Building $1,841,900
2022$19,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHARLOTTESVILLE
serves 46,553 people · EPA ID VA2540500
Water SourcePurchased surface water from RWSA URBAN SYSTEM
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Ting
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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