Charlottesville City property record for 550 E Water St, Unit 400A, Charlottesville, VA 22902
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 2,037 sqft · built 2018 |
| Lot Size | 0.275 acres (12,016 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $13,496 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 530162306 |
| Primary APN | 530162306 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Units | 9 Units |
| Building Area | 2,037 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Lot Area | 12,016 sqft (0.275 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 550 E WATER ST, 400A |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5494 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NX-10 |
| Legal Description | UNIT 400A 550 WATER STREET CONDO |
| Legal Subdivision | WATER STREET CONDO |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 550 E WATER ST, 500, CHARLOTTESVILLE, VA 22902-5408 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 31, 2023 |
| Deed Sale | May 31, 2023 |
| Prior Sale | Sep 30, 2021 |
| Deed Document Number | 20231139 |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,496.00 (+9.61%) | $1,360,400 (+2.06%) Land $183,300 Building $1,177,100 | $1,360,400 (+2.06%) Land $183,300 Building $1,177,100 |
| 2025 | $1,333,000 (+5.9%) Land $183,300 Building $1,149,700 | $1,333,000 (+5.9%) Land $183,300 Building $1,149,700 | |
| 2023 | $12,313.00 (+10.3%) | $1,258,700 Land $183,300 Building $1,075,400 | $1,258,700 Land $183,300 Building $1,075,400 |
| 2022 | $11,163.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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