Charlottesville City property record for 550 E Water St, Unit 400B, Charlottesville, VA 22902
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1.5 ba · 1,088 sqft · built 2018 |
| Lot Size | 0.275 acres (12,016 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,187 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 530162309 |
| Primary APN | 530162309 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Units | 9 Units |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Condo/Apartment |
| Roof Material | Built-Up Asphalt |
| Lot Area | 12,016 sqft (0.275 acres) |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Gas |
| Street Address | 550 E WATER ST, 400B |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5494 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | NX-10 |
| Legal Description | UNIT 400B 550 WATER STREET CONDO |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 1000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
550 E Water St, Unit 400B, a condominium, is owned by an individual.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11 TURTLE ROCK CT, BELVEDERE TIBURON, CA 94920-1301 |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 550 E Water St, Unit 400B was $7,187.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,187.00 | $723,100 (+2.05%) Land $98,000 Building $625,100 | $723,100 (+2.05%) Land $98,000 Building $625,100 |
| 2025 | $708,600 Land $98,000 Building $610,600 | $708,600 Land $98,000 Building $610,600 | |
| 2023 | $6,659.00 (+12.75%) | $678,600 Land $98,000 Building $580,600 | $678,600 Land $98,000 Building $580,600 |
| 2022 | $5,906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 E Water St, Unit 400B in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 550 E Water St, Unit 400B has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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