550 E Water St, Charlottesville, VA 22902 Property Records

Charlottesville City property record for 550 E Water St, Charlottesville, VA 22902

Property Summary

Property Type	Government / Public Use
Lot Size	0.27 acres (11,761 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Oct 2018)
Tax Bill	$29 (2026)
Flood Zone	Zone X (minimal risk)
APN	`530162300`

Property Details

APN / Parcel Number

Primary APN	`530162300`
Alternative APN	`53511`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Location & Zoning

Street Address	550 E WATER ST
City	CHARLOTTESVILLE
State	VA
Zip	22902-5494
Property Category	Public Works
Property Type	Public Works > Government / Public Use
Local Zoning Code	NX-10
Legal Description	COMMON ELEMENTS 550 WATER STREET CONDOS
Legal Subdivision	CT SQ & CENTRAL BUSINESS DIST
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	1
Census Block	1054
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Charlottesville and Albemarle County Courthouse Historic District listed 1982 · 270 contributing resources · NRIS 82004904

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Charlottesville City records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1524 INSURANCE LN, C, CHARLOTTESVILLE, VA 22911-7229
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018 · Amount on Record
Deed Sale	Oct 3, 2018 · Amount on Record
Prior Sale	Jul 23, 2010
Prior Transfer Date	Oct 2, 2018
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29.00	$100 (-) Land $100	$100 (-) Land $100
2025		$100 Land $100	$100 Land $100
2023	$29.00 (-32.56%) Additional exemption filed
2022	$43.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500
Water Source	Purchased surface water from RWSA URBAN SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20