Charlottesville City property record for 1031 E Water St, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,860 sqft · built 2019 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,966 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 570157021 |
| Primary APN | 570157021 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,860 sqft Finished Area |
| 1st Floor Area | 962 sqft |
| 2nd Floor Area | 962 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 190 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 1,742 sqft (0.04 acres) |
| Porch | Slab |
| Porch Area | 40 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1031 E WATER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CX-3 |
| Legal Description | NEW LOT 21 PH III WATER STREET PROMENADE |
| Legal Subdivision | WATER STREET PROMENADE PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 21 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 302 |
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1031 E WATER ST, CHARLOTTESVILLE, VA 22902-5596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2025 |
| Deed Sale | Apr 30, 2025 |
| Prior Sale | Jun 26, 2020 · Amount on Record |
| Deed Document Number | 20251010 |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,966.00 (+18.43%) | $1,404,900 (+8.24%) Land $300,000 Building $1,104,900 | $1,404,900 (+8.24%) Land $300,000 Building $1,104,900 |
| 2025 | $1,298,000 (+7.74%) Land $250,000 Building $1,048,000 | $1,298,000 (+7.74%) Land $250,000 Building $1,048,000 | |
| 2023 | $11,793.00 (+4.4%) | $1,204,800 Land $225,000 Building $979,800 | $1,204,800 Land $225,000 Building $979,800 |
| 2022 | $11,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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