Charlottesville City property record for 1029 E Water St, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,860 sqft · built 2020 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $900,000 (Sep 2019) |
| Tax Bill | $15,221 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 570157020 |
| Primary APN | 570157020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,860 sqft Finished Area |
| 1st Floor Area | 962 sqft |
| 2nd Floor Area | 962 sqft |
| Basement Area | 936 sqft |
| Finished Basement | 120 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Brick Veneer |
| Roof Type | Flat |
| Roof Material | Other |
| Lot Area | 2,178 sqft (0.05 acres) |
| Porch | Slab |
| Porch Area | 40 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1029 E WATER ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CX-3 |
| Legal Description | NEW LOT 20 PH III WATER STREET PROMENADE |
| Legal Subdivision | WATER STREET PROMENADE PH 3 |
| Legal Phase | 3 |
| Legal Lot Number | 20 |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 302 |
Source: Charlottesville City records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1029 E WATER ST, CHARLOTTESVILLE, VA 22902-5596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2019 · Amount on Record |
| Deed Sale | Sep 3, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,221.00 (+19.29%) | $1,531,700 (+8.06%) Land $330,000 Building $1,201,700 | $1,531,700 (+8.06%) Land $330,000 Building $1,201,700 |
| 2025 | $1,417,500 (+8.7%) Land $275,000 Building $1,142,500 | $1,417,500 (+8.7%) Land $275,000 Building $1,142,500 | |
| 2023 | $12,760.00 (+3.04%) | $1,304,000 Land $247,500 Building $1,056,500 | $1,304,000 Land $247,500 Building $1,056,500 |
| 2022 | $12,383.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1989) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Ting Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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