550 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 550 E Washington St, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,440 sqft · built 1900
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Mar 2022)
Tax Bill	$3,879 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0390-0000-0041`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0390-0000-0041`
Alternative APN	`1947`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,440 sqft Living Area
1st Floor Area	2,440 sqft
Flooring	Plywood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2000
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	100 ft deep x 10,498 ft wide
Porch	Open Porch
Porch Area	700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	550 E WASHINGTON ST
City	MONTICELLO
State	FL
Zip	32344-1917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 X 105 FT OR SW1/4 OF LOT 4 PRESBYTERIAN LANDS ORB 375 P 296
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	PRESBYTERIAN LANDS
Legal Lot Number	4
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1061
Census Tract	250105

Owner

550 E Washington St is owned and occupied by an individual who bought it in March 2022.

Source: Jefferson County records, as of January 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	550 E WASHINGTON ST, MONTICELLO, FL 32344-1917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Deed Document Number	202233000724
Deed Book / Page	818 / 757
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Mar 14, 2022
Property Address	550 E WASHINGTON ST, MONTICELLO, FL 32344-1917
Document Number	0008180757
Book / Page	818 / 757
Instrument Date	Mar 4, 2022
Instrument	202233000724
Transaction Type	Transfer
Record Updated	Apr 11, 2022
Title Company	NORTH FL ABSTRACT & TTL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	550 E WASHINGTON ST, MONTICELLO, FL 32344-1917

Mortgage

Document Number	0008180759
Date	Mar 14, 2022
Book Page	818/759
Instrument	202233000725

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 550 E Washington St was $3,879 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,879.00 Homeowner's exemption	$218,175 (-2.28%) Land $11,023 Building $207,152	$218,175 (-3.52%) Land $11,023 Building $207,152
2024	$3,879.00 (+0.65%) Homeowner's exemption	$223,255 (+3%)	$226,134 (+4.33%) Land $9,973 Building $216,161
2023	$3,854.00 (+295.69%) Homeowner's exemption	$216,753 (+192.2%) Land $9,448 Building $207,305	$216,753 (-2.78%) Land $9,448 Building $207,305
2022	$974.00 Homeowner's exemption	$74,179	$222,958 Land $8,398 Building $214,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 550 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 E Washington St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20