435 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 435 E Washington St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,262 sqft · built 1900
Lot Size0.248 acres (10,800 sqft)
Owner2 Individual Names on File
Last Sale$229,000 (Sep 2021)
Tax Bill$4,619 (2025)
Deeds & MortgagesSep 2021 Sale
Aug 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN00-00-00-0200-0000-0030

Property Details

APN / Parcel Number

Primary APN00-00-00-0200-0000-0030
Alternative APN
  • 1027

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,262 sqft Living Area
Gross Area2,558 sqft
1st Floor Area2,262 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2010
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,800 sqft (0.248 acres)
Lot Dimensions180 ft deep x 60 ft wide
Pool TypeIn-Ground Pool
PorchFinished Screened Porch
Porch Area296 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address435 E WASHINGTON ST
CityMONTICELLO
StateFL
Zip32344-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOT 3 ANDREW DENHAM ADD ORB 475/176 & 739/604
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionANDREW DENHAM ADD
Legal Lot Number3
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1022
Census Tract250103

Owner

435 E Washington St is owned and occupied by two individuals who bought it in September 2021.

Source: Jefferson County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Correction Deed
NORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC
Aug 4, 2021Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 20, 2017Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2021 · Amount on File
Deed SaleSep 1, 2021 · Amount on File
Prior SaleAug 4, 2021 · Amount on File
Deed Document Number20212961
Deed Book / Page809 / 401
Prior Transfer DateAug 1, 2021
Prior Transfer Doc0008090401
Record UpdatedSep 20, 2026

September 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionJEFFERSON FL
Recording DateSep 1, 2021
Property Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914
Document Number0008090401
Book / Page809 / 401
Instrument DateAug 1, 2021
Instrument202133002961
Record UpdatedSep 23, 2021
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateAug 4, 2021
Property Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914
Document Number0008070589
Book / Page807 / 589
Instrument DateJul 29, 2021
Instrument202133002591
Transaction TypeTransfer
Record UpdatedAug 25, 2021
Title CompanyNORTH FLORIDA ABSTRACT AND TITLE, NORTH FL ABSTRACT & TTL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,603.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914

Mortgage

Document Number807592
DateAug 4, 2021
Instrument807/592
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2051

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateApr 20, 2017
Property Address435 E WASHINGTON ST, MONTICELLO, FL 32344-1914
Document Number0007390604
Book / Page000739 / 000604
Instrument DateApr 14, 2017
Instrument33000913
Transaction TypeTransfer
Record UpdatedAug 8, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$665.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address435 E WASHINGTON ST MONTICELLO FL 323441914, MONTICELLO, FL 32344-1914

Mortgage

Document Number7390607
DateApr 20, 2017
Book Page000739/000607
Instrument33000914
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueApr 19, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 435 E Washington St was $4,619 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,619.00 Homeowner's exemption$255,748 (+5.8%) Land $11,340 Building $244,408$255,748 (-2.67%) Land $11,340 Building $244,408
2024$4,619.00 (+9.79%) Homeowner's exemption$241,739 (+3%)$262,760 (+3.92%) Land $10,260 Building $252,500
2023$4,207.00 (+17.45%) Homeowner's exemption$234,698 (+15.14%)$252,851 (+9.43%) Land $9,720 Building $243,131
2022$3,582.00 Homeowner's exemption$203,841$231,058 Land $8,640 Building $222,418

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 435 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 435 E Washington St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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