345 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 345 E Washington St, Monticello, FL 32344

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 4,808 sqft · built 1900
Lot Size1.19 acres (51,840 sqft)
Owner2 Individual Names on File
Last Sale$570,000 (Jul 2022)
Tax Bill$7,617 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Jul 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN00-00-00-0200-0000-0011

Property Details

APN / Parcel Number

Primary APN00-00-00-0200-0000-0011
Alternative APN
  • 1022

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area4,808 sqft Living Area
1st Floor Area2,648 sqft
Upper Floors Area2,160 sqft
FlooringPlywood
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2010
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area51,840 sqft (1.19 acres)
Lot Dimensions360 ft deep x 144 ft wide

Exterior Amenities

PorchFinished/Open Porch
Porch Area240 sqft
Patio Area16 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemConvection

Location & Zoning

Street Address345 E WASHINGTON ST
CityMONTICELLO
StateFL
Zip32344-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT LOTS 1 & 2 ANDREW DENHAM ADD--ORB 539 P 473
Legal Range05E
Legal Township02N
Legal Section30
Legal SubdivisionANDREW DENHAM ADD
Legal Lot Number1,2
JurisdictionJEFFERSON FL
Township / Civil DivisionMONTICELLO
Census Block Group1
Census Block1022
Census Tract250103

Owner

345 E Washington St is owned and occupied by two individuals who bought it in July 2022.

Source: Jefferson County records, as of December 2, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address345 EIY ASHINGTON ST, MONTICELLO, FL 32344
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 28, 2022Deed of Trust, Mortgage · Line of Credit
DW7 LLC
Jul 20, 2022Warranty Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 20, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Oct 19, 2020Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2022 · Amount on File
Deed SaleJul 20, 2022 · Amount on File
Prior SaleAug 20, 2021 · Amount on File
Deed Document Number20222190
Deed Book / Page825 / 284
Prior Transfer DateAug 13, 2021
Prior Transfer Doc0008080611
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON FL
Property Address345 E WASHINGTON ST, MONTICELLO, FL 32344-1912
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 RIVERSIDE AVE 800, 800, JACKSONVILLE, FL 32204-4101

Mortgage

Document Number0008160655
DateJan 28, 2022
Book Page816/655
Instrument202233000259
Lender
NameDW7 LLC
TypeNon-Lending Institution
AddressPENSACOLA, FL 32502
Agreement
TypeLine of Credit
AmountAmount on Record

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateJul 20, 2022
Property Address345 E WASHINGTON ST, MONTICELLO, FL 32344-1912
Document Number0008250284
Book / Page825 / 284
Map ReferenceMB C PG 545
Instrument DateJul 5, 2022
Instrument202233002190
Transaction TypeTransfer
Record UpdatedAug 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address2627 BELFORT RD, 2627, JACKSONVILLE, FL 32216-5301

Transferred To (Grantee/Buyer)

NameVerified Name
Address345 E WASHINGTON ST, MONTICELLO, FL 32344-1912

Mortgage

Document Number0000825288
DateJul 20, 2022
Instrument825/288
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateAug 20, 2021
Property Address345 E WASHINGTON ST, MONTICELLO, FL 32344-1912
Document Number0008080611
Book / Page808 / 611
Map ReferenceMB C PG 545
Instrument DateAug 13, 2021
Instrument202133002793
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount on Record
Tax$4,725.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address650 TALLEYRAND AVE, 650, JACKSONVILLE, FL 32202-1022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1000 RIVERSIDE AVE STE 800, 800, JACKSONVILLE, FL 32204-4101

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON FL
Recording DateOct 19, 2020
Property Address345 E WASHINGTON ST, MONTICELLO, FL 32344-1912
Document Number0007910179
Book / Page000791 / 000179
Instrument DateOct 13, 2020
Instrument33002830
Transaction TypeTransfer
Record UpdatedNov 26, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address650 TALLEYRAND AVE JACKSONVILLE FL 322021022, JACKSONVILLE, FL 32202-1022

Tax Assessment & Valuation

The 2025 property tax bill for 345 E Washington St was $7,617 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyJefferson County
MunicipalityMonticello City
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,617.00 Homeowner's exemption$407,951 (+3.69%)$513,327 (+5.88%) Land $97,459 Building $415,868
2024$7,617.00 (+7.3%) Homeowner's exemption$393,441 (+3%)$484,810 (+5.39%) Land $82,944 Building $401,866
2023$7,099.00 (-38.64%) Homeowner's exemption$381,981 (-31.28%)$460,028 (-17.24%) Land $74,650 Building $385,378
2022$11,569.00$555,876 Land $41,472 Building $514,404$555,876 Land $41,472 Building $514,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 345 E Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 345 E Washington St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MONTICELLO
serves 4,502 people · EPA ID FL1330478
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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