550 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 550 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 4,408 sqft · built 1994
Lot Size	0.253 acres (11,000 sqft)
Owner	Company Name on Record
Tax Bill	$14,544 (2024)
Deeds & Mortgages	Sep 2019 Transfer Mar 2017 Transfer + 2 more
Flood Zone	Zone AE (high risk)
APN	`00073610-000000`

Property Details

APN / Parcel Number

Primary APN	`00073610-000000`
Alternative APNs	`04663300073610000000` `1077691`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	4,408 sqft Living Area
1st Floor Area	3,508 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2009
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	11,000 sqft (0.253 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Covered
Garage Area	1,250 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,710 sqft
Deck Area	985 sqft
Patio Area	1,859 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1077691
Street Address	550 E OCEAN DR
City	KEY COLONY BEACH
State	FL
Zip	33051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	INC
Legal Description	BK 5 LOTS 1 AND 2 PT LOT 11 MARINA SUB KEY COLONY BEACH SUB PB3-120 SHELTER KEY PB3-183 OR63-231 OR412-441 OR805-2486 OR920-176 OR976-630 OR1060-1715 OR1256-2059 OR2277-2237/38 OR2713-1051 OR2717-1557/59 OR2773-1775 OR2842-2497/98 OR2843-1/2 OR2843-3
Legal Range	33E
Legal Township	66S
Legal Section	04
Legal Subdivision	KEY COLONY BEACH
Legal Block	5
Legal Lot Number	1-2,1
Jurisdiction	MONROE FL
Township / Civil Division	MIDDLE KEYS
Census Block Group	2
Census Block	2039
Census Tract	971001

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6554 SPRUCE CREEK DR, LIBERTY TOWNSHIP, OH 45044-9202
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 10, 2017	Quit Claim Deed, Transfer ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019
Deed Sale	Sep 20, 2019
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	20192237436
Deed Book / Page	2985 / 1561
Prior Transfer Date	Sep 18, 2019
Prior Transfer Doc	0029851561
Record Updated	Jun 8, 2026

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Sep 20, 2019
Property Address	550 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0029851561
Book / Page	002985 / 001561
Instrument Date	Sep 18, 2019
Instrument	2237436
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6554 SPRUCE CREEK DR LIBERTY TOWNSHIP OH 450449202, LIBERTY TOWNSHIP, OH 45044-9202

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2017
Property Address	550 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0028430001
Book / Page	002843 / 000001
Instrument Date	Mar 7, 2017
Instrument	2113680
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6554 SPRUCE CREEK DR LIBERTY TOWNSHIP OH 450449202, LIBERTY TOWNSHIP, OH 45044-9202

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2017
Property Address	550 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0028422497
Book / Page	002842 / 002497
Instrument Date	Mar 7, 2017
Instrument	2113679
Transaction Type	Transfer
Record Updated	Jun 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$7,455.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	6554 SPRUCE CREEK DR LIBERTY TOWNSHIP OH 450449202, LIBERTY TOWNSHIP, OH 45044-9202

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 10, 2017
Property Address	550 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number	0028430003
Book / Page	2843 / 0003
Map Reference	MB3 PG120
Instrument Date	Mar 7, 2017
Instrument	2113681
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6554 SPRUCE CREEK DR, LIBERTY TOWNSHIP, OH 45044-9202

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key Colony Beach City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,724,765 (-10.3%) Land $1,051,490 Building $673,275	$1,724,765 (-10.3%) Land $1,051,490 Building $673,275
2024	$14,544.00 (+6.43%)
2023	$13,665.00 (+19.32%)	$1,922,861 (+35.5%) Land $1,268,740 Building $654,121	$1,922,861 (+35.5%) Land $1,268,740 Building $654,121
2022	$11,452.00	$1,419,104 Land $751,685 Building $667,419	$1,419,104 Land $751,685 Building $667,419

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 405 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	612 units insured incl. 207 condo units
Nearby Flood Claims	582 (1983–2018)
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Oct 2017 · 305 claims Hurricane Wilma, Oct 2005 · 69 claims Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Hotwire Communications.

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