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  5. E Ocean Dr

426 E Ocean Dr, Key Colony Beach, FL 33051 Property Records

Monroe County property record for 426 E Ocean Dr, Key Colony Beach, FL 33051

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 900 sqft · built 1968
Lot Size0.06 acres (2,633 sqft)
OwnerIndividual Name on Record
Tax Bill$5,745 (2024)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2021 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN00073130-000000

Property Details

APN / Parcel Number

Primary APN00073130-000000
Alternative APNs
  • 04663300073130000000
  • 1077208

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area900 sqft Living Area
1st Floor Area900 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 2008
Exterior MaterialOther
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialRolled Roofing
Lot Area2,633 sqft (0.06 acres)
Lot Dimensions100 ft deep x 26 ft wide

Exterior Amenities

PorchOpen Porch
Patio Area245 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air

Location & Zoning

Account Number1077208
Old Parcel Number04663300073130000000
Street Address426 E OCEAN DR
CityKEY COLONY BEACH
StateFL
Zip33051
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 ELY PT LT 1 KEY COLONY BEACH PB3-120 SHELTER KEY OR480-558 OR720-262 OR1109-325 OR1110-1305 OR1376-1354/59
Legal Range33E
Legal Township66S
Legal Section04
Legal SubdivisionKEY COLONY BEACH
Legal Block4
Legal Lot Number1
JurisdictionMONROE FL
Township / Civil DivisionMIDDLE KEYS
Census Block Group2
Census Block2039
Census Tract971001

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 510582, KEY COLONY BEACH, FL 33051-0582
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2022Deed of Trust, Mortgage · Line of Credit
KEYS FCU
Sep 30, 2021Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Dec 20, 2017Warranty Deed, Transfer
ATTORNEY ONLY
Dec 20, 2017Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2024
Deed SaleJun 1, 2024
Prior SaleDec 20, 2017
Deed Document Number0003129345
Deed Book / Page01485 / 00621
Prior Transfer DateSep 30, 2021
Prior Transfer Doc2342243
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address426 E OCEAN DR, KEY COLONY BEACH, FL 33051
Transaction TypeMortgage
Record UpdatedDec 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032012127
DateNov 17, 2022
Book Page3201/2127
Instrument2397881
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueNov 16, 2040
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 30, 2021
Property Address426 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0031290345
Book / Page3129 / 345
Map ReferenceMB 3 PG 120
Instrument DateSep 30, 2021
Instrument2342243
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 501853, MARATHON, FL 33050-1853

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 501853, MARATHON, FL 33050-1853

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 20, 2017
Property Address426 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0028832290
Book / Page002883 / 002290
Instrument DateDec 15, 2017
Instrument2148106
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 501853 MARATHON FL 330501853, MARATHON, FL 33050-1853

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 20, 2017
Property Address426 E OCEAN DR, KEY COLONY BEACH, FL 33051
Document Number0028832293
Book / Page002883 / 002293
Instrument DateDec 15, 2017
Instrument2148107
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 501853 MARATHON FL 330501853, MARATHON, FL 33050-1853

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey Colony Beach City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$517,693 (-8.39%) Land $317,509 Building $200,184$517,693 (-8.39%) Land $317,509 Building $200,184
2024$5,745.00 (+3.51%)
2023$5,550.00 (+23.97%) Homeowner's exemption$565,123 (+35.97%) Land $372,756 Building $192,367$565,123 (+35.97%) Land $372,756 Building $192,367
2022$4,477.00$415,625 Land $220,845 Building $194,780$415,625 Land $220,845 Building $194,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 405 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies612 units insured
incl. 207 condo units
Nearby Flood Claims582 (1983–2018)
Most Recent ClaimAug 2018 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Oct 2017 · 305 claims
  • Hurricane Wilma, Oct 2005 · 69 claims
  • Hurricane Georges, Sep 1998 · 127 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, Hotwire Communications, Verizon.

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