Rowan County property record for 550 Crestview Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,380 sqft · built 1964 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,110 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-20 10 008.00 |
| Primary APN | 080-20 10 008.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Basement Area | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Other |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 9887 |
|---|---|
| Street Address | 550 CRESTVIEW LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT 4 CRESTVIEW LANE |
| Legal Lot Number | 4 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 950202 |
Source: Rowan County records, as of November 17, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 550 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Mar 12, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000173666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 550 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Transaction Type | Mortgage |
| Record Updated | Mar 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 550 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Document Number | 00A446/387 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | A446/387 |
| Instrument | 2015413 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Dec 27, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 550 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 000A443/18 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | A443/18 |
| Instrument | 2013798 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 550 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2019 |
| Name | Verified Name |
|---|
| Document Number | A403/281 |
|---|---|
| Date | Mar 12, 2019 |
| Book Page | A403/281 |
| Instrument | 413156 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,110.00 (+80.78%) Homeowner's exemption | $181,800 (+53.42%) Land $30,000 Building $151,800 | $181,800 (+53.42%) Land $30,000 Building $151,800 |
| 2023 | $614.00 Homeowner's exemption | $118,500 Land $15,000 Building $103,500 | $118,500 Land $15,000 Building $103,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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