Rowan County property record for 548 Crestview Ln, Morehead, KY 40351 · Last verified November 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,680 sqft · built 1966 |
| Owner | Individual Name on File |
| Tax Bill | $1,261 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Dec 2025 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-20 10 012.00 |
| Primary APN | 080-20 10 012.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,680 sqft Living Area |
| Basement Area | 1,064 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Garage Type | Basement |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4426 |
|---|---|
| Street Address | 548 CRESTVIEW LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT CRESTVIEW LANE M5-10-11 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 950202 |
Source: Rowan County records · APN 080-20 10 012.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 548 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2023 | Deed of Trust, Mortgage · Line of Credit WHITAKER BANK INC |
| Dec 10, 2025 | Deed, Construction Loan · Construction Mortgage CHAMPIONS FUNDING LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000098316 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 548 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 548 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Document Number | 00A463/533 |
|---|---|
| Date | Sep 21, 2023 |
| Book Page | A463/533 |
| Instrument | 2025296 |
| Name | WHITAKER BANK INC |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40555 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Sep 15, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Dec 10, 2025 |
| Property Address | 548 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Document Number | 000D298/57 |
| Book / Page | D298 / 57 |
| Map Reference | MB 2 PG 2 |
| Instrument Date | Dec 01, 2025 |
| Instrument | 2042681 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 29, 2026 |
| Title Company | BESTITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 221 ROCK POINT DR, DURANGO, CO 81301-6720 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 548 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Investor | Possibly a Property Investor |
| Document Number | 0002042685 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2042685 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,261.00 (+86.81%) Homeowner's exemption | $199,800 (+59.08%) Land $30,000 Building $169,800 | $199,800 (+59.08%) Land $30,000 Building $169,800 |
| 2023 | $675.00 Homeowner's exemption | $125,600 Land $15,000 Building $110,600 | $125,600 Land $15,000 Building $110,600 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059502024, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 3,704 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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