Rowan County property record for 544 Crestview Ln, Morehead, KY 40351
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,380 sqft |
| Lot Size | 0.247 acres (10,758 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $128,500 (Jan 2009) |
| Tax Bill | $1,521 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 080-20 10 009.00 |
| Primary APN | 080-20 10 009.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| Basement Area | 1,380 sqft |
| Finished Basement | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Exterior Material | Other |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,758 sqft (0.247 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7670 |
|---|---|
| Street Address | 544 CRESTVIEW LN |
| City | MOREHEAD |
| State | KY |
| Zip | 40351-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | HSE & LOT CRESTVIEW HEIGHTS |
| Legal Subdivision | CRESTVIEW ESTATES |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 950202 |
Source: Rowan County records, as of November 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 544 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Aug 23, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 16, 2009 · Amount on Record |
| Deed Sale | Jan 16, 2009 · Amount on Record |
| Deed Document Number | 2009361653 |
| Deed Book / Page | 231 / 694 |
| Last Transfer Date | Aug 4, 2020 |
| Transfer Doc | 00D276/546 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN KY |
| Recording Date | Aug 19, 2020 |
| Property Address | 544 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Document Number | 00D276/546 |
| Book / Page | D276 / 546 |
| Instrument Date | Aug 4, 2020 |
| Instrument | 2006061 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 544 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Document Number | 0002006062 |
|---|---|
| Date | Aug 19, 2020 |
| Instrument | 2006062 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN KY |
| Property Address | 544 CRESTVIEW LN, MOREHEAD, KY 40351-1012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | SOLIDIFI US INC |
| Name | Verified Name |
|---|
| Document Number | A408/837 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | A408/837 |
| Instrument | 2001059 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Jul 26, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rowan County assessment roll, as of November 18, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Municipality | Morehead City |
| Unified School District | Rowan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,521.00 (+50.74%) | $181,800 (+53.42%) Land $30,000 Building $151,800 | $181,800 (+53.42%) Land $30,000 Building $151,800 |
| 2023 | $1,009.00 | $118,500 Land $15,000 Building $103,500 | $118,500 Land $15,000 Building $103,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOREHEAD UTILITY PLANT BOARD serves 9,052 people · EPA ID KY1030292 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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