Harford County property record for 550 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,160 sqft · built 2005 |
| Lot Size | 0.421 acres (18,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $430,000 (Sep 2018) |
| Tax Bill | $4,850 (2026) |
| Deeds & Mortgages | Oct 2019 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-025396 |
| Primary APN | 02-025396 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,160 sqft Total Area |
| Basement Area | 1,030 sqft |
| Finished Basement | 1,030 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,344 sqft (0.421 acres) |
| Lot Dimensions | 166 ft deep x 99 ft wide |
| Garage Type | Mixed |
| Garage Area | 200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Gazebo | 119 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 025396 |
|---|---|
| Street Address | 550 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 60 18344 SF 550 BEARDS HILL ROAD WINDEMERE S3 P 34/63 |
| Legal Subdivision | WINDMERE |
| Legal Lot Number | 60 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 302801 |
550 Beards Hill Rd is owned and occupied by an individual who acquired it in September 2020.
Source: Harford County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Sep 13, 2018 | Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Sep 7, 2017 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on File |
| Deed Sale | Sep 13, 2018 · Amount on File |
| Prior Sale | Sep 7, 2017 · Amount on File |
| Deed Book / Page | 12980 / 152 |
| Last Transfer Date | Sep 2, 2020 |
| Transfer Doc | 0145780489 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0134980470 |
|---|---|
| Date | Oct 17, 2019 |
| Book Page | 13498/0470 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Mar 15, 2021 |
| Property Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0145780489 |
| Book / Page | 14578 / 489 |
| Map Reference | MB 34 FO 63 |
| Instrument Date | Sep 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | CLOSING USA LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0014578495 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 14578/495 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 13, 2018 |
| Property Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0129800152 |
| Book / Page | 12980 / 0152 |
| Map Reference | MB34 FO63 |
| Instrument Date | Aug 31, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | MASTERS TITLE & ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,075.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 550 BEARAS HL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0012980158 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 12980/158 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Sep 7, 2017 |
| Property Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 0125020432 |
| Book / Page | 12502 / 0432 |
| Map Reference | MB34 FO63 |
| Instrument Date | Aug 7, 2017 |
| Instrument | 12502-0432 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 550 BEARDS HILL RD, ABERDEEN, MD 21001-1830 |
| Document Number | 125020439 |
|---|---|
| Date | Sep 7, 2017 |
| Instrument | 12502-0439 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
The 2026 property tax bill for 550 Beards Hill Rd was $4,850, up 12.9% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,850.00 (+12.9%) | $508,800 (+6.05%) Land $78,300 Building $430,500 | $508,800 (-) Land $78,300 Building $430,500 |
| 2025 | $4,296.00 | $479,767 | $508,800 Land $78,300 Building $430,500 |
| 2023 | $421,700 Land $78,300 Building $343,400 | $421,700 Land $78,300 Building $343,400 | |
| 2022 | $3,863.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Beards Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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