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548 Beards Hill Rd, Aberdeen, MD 21001 Property Records

Harford County property record for 548 Beards Hill Rd, Aberdeen, MD 21001

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,572 sqft · built 2005
Lot Size0.378 acres (16,459 sqft)
Owner2 Individual Names on File
Last Sale$312,328 (Feb 2005)
Tax Bill$3,787 (2026)
Deeds & MortgagesNov 2021 Transfer
Nov 2019 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-003473

Property Details

APN / Parcel Number

Primary APN02-003473
Alternative APNs
  • 2003473
  • 003473

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,572 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area16,459 sqft (0.378 acres)
Lot Dimensions151 ft deep x 106 ft wide
Garage TypeMixed
Garage Area200 sqft
Parking Spaces2 Parking Spaces
Deck Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number003473
Street Address548 BEARDS HILL RD
CityABERDEEN
StateMD
Zip21001-1830
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 59 16459 SF 548 BEARDS HILL ROAD WINDEMERE S3 P 34/63
Legal SubdivisionFINAL PLAT WINDEMERE SECTION III
Legal Lot Number59
JurisdictionHARFORD MD
Township / Civil Division2, HALLS CROSS ROADS
Census Block Group3
Census Block3007
Census Tract302801

Owner

548 Beards Hill Rd is owned and occupied by two individuals who acquired it in November 2021.

Source: Harford County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address548 BEARDS HILL RD, ABERDEEN, MD 21001-1830
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2021Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Nov 8, 2019Quit Claim Deed, Transfer
MID ATLANTIC TITLE
Oct 17, 2018Loan Modification, Mortgage · Conventional Mortgage
CARRINGTON MTG SVCS
Oct 17, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2005 · Amount on File
Deed SaleFeb 16, 2005 · Amount on File
Prior SaleJun 12, 1985 · Amount on File
Deed Document Number2005334
Deed Book / Page5875 / 1
Last Transfer DateNov 3, 2021
Transfer Doc0151980415
Record UpdatedOct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHARFORD MD
Recording DateNov 19, 2021
Property Address548 BEARDS HILL RD, ABERDEEN, MD 21001-1830
Document Number0151980415
Book / Page15198 / 415
Map ReferenceMB 34 PG 63
Instrument DateNov 3, 2021
Transaction TypeTransfer
Record UpdatedDec 1, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address222 N CONSTITUTION AVE, NEW FREEDOM, PA 17349-7938

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARFORD MD
Recording DateNov 8, 2019
Property Address548 BEARDS HILL RD, ABERDEEN, MD 21001-1830
Document Number0135360155
Book / Page013536 / 000155
Instrument DateSep 20, 2019
Transaction TypeTransfer
Record UpdatedNov 22, 2019
Title CompanyMID ATLANTIC TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address548 BEARDS HILL RD ABERDEEN MD 210011830, ABERDEEN, MD 21001-1830

October 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address548 BEARDS HILL RD, ABERDEEN, MD 21001-1830
Document Number0130530450
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address548 BEARDS HILL RD ABERDEEN MD 210011830, ABERDEEN, MD 21001-1830

Mortgage

Document Number0130530450
DateNov 9, 2018
Book Page013053/000450
Lender
NameCARRINGTON MTG SVCS
AddressANAHEIM, CA 92806
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 8, 2048
Interest
Rate4.87%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address548 BEARDS HILL RD, ABERDEEN, MD 21001-1830
Document Number0130640037
Instrument DateOct 17, 2018
Transaction TypeMortgage
Record UpdatedDec 5, 2018
Title CompanyVYLLA TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address548 BEARDS HILL RD ABERDEEN MD 210011830, ABERDEEN, MD 21001-1830

Mortgage

Document Number0130640037
DateNov 20, 2018
Book Page013064/000037
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 19, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 548 Beards Hill Rd was $3,787 with a homeowner's exemption, up 13.5% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
MunicipalityAberdeen City
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,787.00 (+13.49%) Homeowner's exemption$397,300 (+5.71%) Land $78,100 Building $319,200$397,300 (-) Land $78,100 Building $319,200
2025$3,337.00 Homeowner's exemption$375,833$397,300 Land $78,100 Building $319,200
2023$332,900 Land $78,100 Building $254,800$332,900 Land $78,100 Building $254,800
2022$3,051.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 548 Beards Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ABERDEEN
serves 18,006 people · EPA ID MD0120001
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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