Harford County property record for 549 Beards Hill Rd, Aberdeen, MD 21001
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,000 sqft · built 1982 |
| Lot Size | 0.432 acres (18,802 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,800 (Apr 1992) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-003546 |
| Primary APN | 02-003546 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,000 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 18,802 sqft (0.432 acres) |
| Lot Dimensions | 158 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 128 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Account Number | 003546 |
|---|---|
| Street Address | 549 BEARDS HILL RD |
| City | ABERDEEN |
| State | MD |
| Zip | 21001-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 79/119X158 549 BEARDS HILL ROAD WINDEMERE PT 34/63 |
| Legal Subdivision | WINDEMERE 39 63 |
| Legal Lot Number | 549 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 2, HALLS CROSS ROADS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 302801 |
549 Beards Hill Rd is owned and occupied by two individuals who bought it in April 1992.
Source: Harford County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 BEARDS HILL RD, ABERDEEN, MD 21001-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 1992 · Amount on File |
| Deed Sale | Apr 23, 1992 · Amount on File |
| Prior Sale | Apr 29, 1982 · Amount on File |
| Deed Book / Page | 1811 / 63 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 549 BEARDS HILL RD, ABERDEEN, MD 21001-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0143720117 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 14372/117 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 549 BEARDS HILL RD, ABERDEEN, MD 21001-1831 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0141050011 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 14105/11 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| Municipality | Aberdeen City |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $372,800 Land $78,300 Building $294,500 | $372,800 Land $78,300 Building $294,500 |
| 2023 | $300,400 Land $78,300 Building $222,100 | $300,400 Land $78,300 Building $222,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 549 Beards Hill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 549 Beards Hill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ABERDEEN serves 18,006 people · EPA ID MD0120001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures