Orange County property record for 55 Vernal Spring, Irvine, CA 92603 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 7.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 7,147 sqft Living Area |
| Lot Size | 28,227 sqft (0.648 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $4,200,000 (2012) |
| Tax Bill | $55,344.00 (2025) |
| Primary APN | 481-142-05 |
|---|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 7,147 sqft Living Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Lot Area | 28,227 sqft (0.648 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Area | 1,094 sqft Garage |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
| Street Address | 55 VERNAL SPG |
|---|---|
| City | IRVINE |
| State | CA |
| Zip | 92603-0404 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N TR 16436 BLK LOT 9 |
| Legal Subdivision | TRACT NO 16436 |
| Legal Tract | 16436 |
| Legal Lot Number | 9 |
| Jurisdiction | ORANGE CA |
| Minor Civil Division | SOUTH COAST |
| Census Blockgroup | 4 |
| Census Block | 4015 |
| Census Tract | 62655 |
Source: Orange County records · APN 481-142-05
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Jul 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC |
| Jul 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage REAL ROI LLC |
| May 28, 2026 | Gift Deed, Transfer CHICAGO TITLE COMPANY |
| May 28, 2026 | Grant Deed, Transfer CHICAGO TITLE COMPANY |
| Dec 30, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Dec 30, 2019 | Grant Deed, Transfer · Conventional Mortgage COMMERCE HOME MORTGAGE LLC |
| Dec 30, 2019 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Aug 22, 2017 | Deed of Trust, Mortgage FORBIX CAP |
| Aug 22, 2017 | Deed of Trust, Mortgage LONE OAK FUND |
| Mar 03, 2017 | Deed of Trust, Mortgage FORBIX CAP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2012 · Amount on Record |
| Deed Sale | Mar 02, 2012 · Amount on Record |
| Prior Sale | Jun 15, 2005 · Amount on Record |
| Deed Doc Number | 2012120905 |
| Last Transfer Date | Nov 22, 2019 |
| Transfer Doc | 0000547014 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 01, 2026 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000189195 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026189195 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000189195, |
|---|---|
| Date | Jul 01, 2026 |
| Instrument | 2026189195 |
| Name | REAL ROI LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Jul 23, 2026 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000210354 |
| Instrument Date | Jun 26, 2026 |
| Instrument | 2026210354 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000210354, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 2026210354 |
| Name | REAL ROI LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 28, 2026 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000153373 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026153373 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | May 28, 2026 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000153372 |
| Instrument Date | May 22, 2026 |
| Instrument | 2026153372 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 30, 2019 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000547017 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 547017 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 VERNAL SPG IRVINE CA 926030404, IRVINE, CA 92603-0404 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 30, 2019 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000547015 |
| Map Reference | MB 841 PG 16-32 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2019000547015 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000547016 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 2019000547016 |
| Name | COMMERCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.3% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.3% |
| Index | 1-Year LIBOR |
| Margin | 4 |
| Max Rate | 10.3% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 30, 2019 |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000547014 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 547014 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 55 VERNAL SPG IRVINE CA 926030404, IRVINE, CA 92603-0404 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000363194 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2018 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 VERNAL SPG IRVINE CA 926030404, IRVINE, CA 92603-0404 |
| Document Number | 0000363194 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 363194 |
| Name | FORBIX CAP |
|---|---|
| Address | 15260 VENTURA BLVD # 700, SHERMAN OAKS, CA 91403-5342 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000363193 |
| Instrument Date | Aug 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 04, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 VERNAL SPG IRVINE CA 926030404, IRVINE, CA 92603-0404 |
| Document Number | 0000363193 |
|---|---|
| Date | Aug 25, 2017 |
| Instrument | 363193 |
| Name | LONE OAK FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | 11611 SAN VICENTE BLVD # 640, LOS ANGELES, CA 90049-6502 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 55 VERNAL SPG, IRVINE, CA 92603-0404 |
| Document Number | 0000108823 |
| Instrument Date | Mar 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 55 VERNAL SPG IRVINE CA 926030404, IRVINE, CA 92603-0404 |
| Document Number | 0000108823 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 108823 |
| Name | FORBIX CAP |
|---|---|
| Address | 15260 VENTURA BLVD # 980, SHERMAN OAKS, CA 91403-5344 |
| Amount | Amount Recorded |
|---|
Source: Orange County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | Irvine City |
| Unified School District | Irvine Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $55,344.00 (-8.64%) | $5,113,401 (+4.04%) Land $3,100,561 Building $2,012,840 |
| 2024 | $60,575.00 (+2.14%) | |
| 2023 | $59,304.00 (+1.74%) | $4,914,843 Land $2,980,163 Building $1,934,680 |
| 2022 | $58,288.00 |
55 Vernal Spring is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Orange County (06059C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 65th percentile of exposed land nationally · 39th in California |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 457 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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