55 Thomas St, Fall River, MA 02723 Property Records

Bristol County and Fall River City property record for 55 Thomas St, Fall River, MA 02723

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 3,045 sqft · built 2020
Lot Size	0.117 acres (5,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Nov 2022)
Tax Bill	$5,118 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Nov 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0K-14 B:0000 L:0107`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0K-14 B:0000 L:0107`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,045 sqft Living Area
Gross Area	3,350 sqft
Basement Area	1,050 sqft
Unfinished Basement	105 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,101 sqft (0.117 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 THOMAS ST
City	FALL RIVER
State	MA
Zip	02723-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G
Legal Lot Number	107
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	3
Census Block	3000
Census Tract	641300

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 23, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK
Jul 15, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 31, 2020	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Dec 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2022 · Amount on Record
Deed Sale	Nov 23, 2022 · Amount on Record
Prior Sale	Jul 15, 2022
Deed Book / Page	11174 / 284
Prior Transfer Date	Jul 11, 2022
Prior Transfer Doc	011067-286
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011068-50
Date	Jul 15, 2022
Book Page	11068/50
Instrument	12822

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Nov 23, 2022
Property Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Document Number	011174-284
Book / Page	11174 / 284
Instrument Date	Nov 22, 2022
Instrument	20348
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	157 COVEL ST, FALL RIVER, MA 02723-5233

Mortgage

Document Number	0000020349
Date	Nov 23, 2022
Instrument	20349

Lender

Name	FALL RIVER FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jul 15, 2022
Property Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Document Number	011067-286
Book / Page	11067 / 286
Instrument Date	Jul 11, 2022
Instrument	12807
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 THOMAS ST, FALL RIVER, MA 02723-2427

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 31, 2020
Property Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Document Number	010382-314
Book / Page	10382 / 314
Instrument Date	Dec 30, 2020
Instrument	25119
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 THOMAS ST, FALL RIVER, MA 02723-2427

Mortgage

Document Number	0000025120
Date	Dec 31, 2020
Instrument	25120

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Dec 31, 2020
Property Address	55 THOMAS ST, FALL RIVER, MA 02723-2427
Document Number	10382-311
Book / Page	010382 / 000311
Instrument Date	Dec 30, 2020
Instrument	25118
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1250 MERIDIAN ST FALL RIVER MA 027204687, FALL RIVER, MA 02720-4687

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,118.00 (+7.39%)	$447,000 (+7.76%) Land $107,400 Building $339,600	$515,090 (+12.96%)
2024	$4,766.00 (-5.92%)	$414,800 (+0.46%) Land $103,500 Building $311,300	$456,000
2023	$5,066.00	$412,900 Land $85,500 Building $327,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, Verizon.

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