Erie County and Lancaster Town property record for 55 Simme Rd, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,601 sqft · built 1986 |
| Lot Size | 0.69 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $293,000 (Feb 2017) |
| Tax Bill | $9,086 (2026) |
| Deeds & Mortgages | Apr 2023 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 128.00-4-17.2 |
| Primary APN | 145289 128.00-4-17.2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,601 sqft Living Area |
| 1st Floor Area | 1,353 sqft |
| 2nd Floor Area | 1,248 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 30,000 sqft (0.69 acres) |
| Lot Dimensions | 300 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Pool Area | 270 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 55 SIMME RD |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-9610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 4 |
| Legal Lot Number | 17.200 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 14206 |
55 Simme Rd is owned and occupied by two individuals who bought it in February 2017.
Source: Erie County and Lancaster Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 SIMME RD, LANCASTER, NY 14086-9610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 19, 2023 | Deed of Trust, Mortgage · Line of Credit EVANS BANK NA |
| Jan 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EVANS BK NA |
| Feb 15, 2017 | Deed, Transfer · Conventional Mortgage PREMIUM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2017 · Amount on File |
| Deed Sale | Feb 15, 2017 · Amount on File |
| Prior Sale | Sep 9, 2013 · Amount on File |
| Deed Document Number | 20172017034042 |
| Deed Book / Page | 11309 / 4561 |
| Prior Transfer Date | Sep 5, 2013 |
| Prior Transfer Doc | 0136525421 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 SIMME RD, LANCASTER, NY 14086-9610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 55 SIMME RD, LANCASTER, NY 14086-9610 |
| Document Number | 0140882019 |
|---|---|
| Date | Apr 19, 2023 |
| Book Page | 14088/2019 |
| Instrument | 2023066874 |
| Name | EVANS BANK NA |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14221 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 55 SIMME RD, LANCASTER, NY 14086-9610 |
| Document Number | 0139753780 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 SIMME RD LANCASTER NY 140869610, LANCASTER, NY 14086-9610 |
| Document Number | 0139753780 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 013975/003780 |
| Name | EVANS BK NA |
|---|---|
| Type | Bank |
| Address | WILLIAMSVILLE, NY 14221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 14, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Feb 15, 2017 |
| Property Address | 55 SIMME RD, LANCASTER, NY 14086-9610 |
| Document Number | 0113094561 |
| Book / Page | 11309 / 4561 |
| Instrument Date | Feb 13, 2017 |
| Instrument | 2017034042 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,637.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 SIMME RD, 55, LANCASTER, NY 14086-9610 |
| Name | Verified Name |
|---|---|
| Address | 30 LEDYARD AVE, DEPEW, NY 14043-2712 |
| Document Number | 2017034043 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 2017034043 |
| Name | PREMIUM MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
The 2026 property tax bill for 55 Simme Rd was $9,086, up 149.5% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Alden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,086.00 (+149.48%) | ||
| 2025 | $3,642.00 (-57.23%) | $307,000 (-) Land $45,700 Building $261,300 | $479,688 (+12.5%) Land $71,406 Building $408,282 |
| 2024 | $8,515.00 | $307,000 (-) Land $45,700 Building $261,300 | $426,400 (+4.18%) Land $63,474 Building $362,926 |
| 2023 | $307,000 Land $45,700 Building $261,300 | $409,300 Land $60,928 Building $348,372 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Simme Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55 Simme Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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