55 Silver Peak Dr, Covington, GA 30016 Property Records

Newton County property record for 55 Silver Peak Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,848 sqft · built 2017
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$214,400 (Oct 2017)
Tax Bill	$4,102 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-131-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-131-000`
Alternative APN	`44999`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,848 sqft Heated Area
1st Floor Area	12 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	400 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	81 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44999
Street Address	55 SILVER PEAK DR
City	COVINGTON
State	GA
Zip	30016-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 164 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	164
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2006
Census Tract	100506

Owner

55 Silver Peak Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Newton County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	55 SILVER PEAK DR, COVINGTON, GA 30016-5556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 6, 2017	Grant Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Deed Document Number	0003629115
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0040710367
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	0040710367
Date	Sep 18, 2020
Book Page	004071/000367
Instrument	13201

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Sep 17, 2048

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Nov 6, 2017
Property Address	55 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0036290115
Book / Page	003629 / 000115
Instrument Date	Oct 27, 2017
Instrument	12516
Transaction Type	Subdivision Related Transfer
Record Updated	May 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	36290117
Date	Nov 6, 2017
Book Page	003629/000117
Instrument	12517

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 55 Silver Peak Dr was $4,102 with a homeowner's exemption.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,102.00 Homeowner's exemption	$166,320 Land $23,600 Building $142,720	$415,800 Land $59,000 Building $356,800
2023		$144,960 Land $12,800 Building $132,160	$362,400 Land $32,000 Building $330,400
2022	$4,010.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Silver Peak Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Silver Peak Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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