40 Silver Peak Dr, Covington, GA 30016 Property Records

Newton County property record for 40 Silver Peak Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,093 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$216,900 (Apr 2018)
Tax Bill	$3,882 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-106-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-106-000`
Alternative APN	`44974`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,093 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	420 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44974
Street Address	40 SILVER PEAK DR
City	COVINGTON
State	GA
Zip	30016-5546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 67 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	67
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2004
Census Tract	100506

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	40 SILVER PEAK DR, COVINGTON, GA 30016-5546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Nov 1, 2019	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 8, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2018 · Amount on Record
Deed Sale	Apr 26, 2018 · Amount on Record
Deed Document Number	0003698270
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 SILVER PEAK DR, COVINGTON, GA 30016-5546
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SILVER PEAK DR, COVINGTON, GA 30016-5546

Mortgage

Document Number	0044360000000130
Date	Sep 15, 2022
Book Page	0000004436/0000000130
Instrument	015672

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2042

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	40 SILVER PEAK DR, COVINGTON, GA 30016-5546
Document Number	0039230204
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SILVER PEAK DR COVINGTON GA 300165546, COVINGTON, GA 30016-5546

Mortgage

Document Number	0039230204
Date	Nov 15, 2019
Book Page	003923/000204
Instrument	15092

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2049

May 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	May 8, 2018
Property Address	40 SILVER PEAK DR, COVINGTON, GA 30016-5546
Document Number	0036980270
Book / Page	003698 / 000270
Instrument Date	Apr 26, 2018
Instrument	5607
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$216.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 SILVER PEAK DR COVINGTON GA 300165546, COVINGTON, GA 30016-5546

Mortgage

Document Number	36980272
Date	May 8, 2018
Book Page	003698/000272
Instrument	5608

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,882.00 (+14.55%) Homeowner's exemption	$157,480 (+19.05%) Land $23,600 Building $133,880	$393,700 (+19.05%) Land $59,000 Building $334,700
2023		$132,280 Land $12,800 Building $119,480	$330,700 Land $32,000 Building $298,700
2022	$3,389.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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