45 Silver Peak Dr, Covington, GA 30016 Property Records

Newton County property record for 45 Silver Peak Dr, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,805 sqft · built 2018
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$499,000 (Feb 2025)
Tax Bill	$5,059 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0025I-00000-130-000`

Property Details

APN / Parcel Number

Primary APN	`0025I-00000-130-000`
Alternative APN	`44998`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,805 sqft Heated Area
1st Floor Area	507 sqft
Basement Area	1,548 sqft
Finished Basement	1,548 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Fiber Cement Siding
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Area	812 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	44998
Street Address	45 SILVER PEAK DR
City	COVINGTON
State	GA
Zip	30016-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 163 SILVER RDG FRM PH 2-1A
Legal Subdivision	SILVER RIDGE
Legal Phase	2
Legal Lot Number	163
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	2
Census Block	2006
Census Tract	100506

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage NATION STAR MORTGAGE
Jun 18, 2020	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Jul 18, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER
Oct 5, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage DHI MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on Record
Deed Sale	Feb 4, 2025 · Amount on Record
Prior Sale	Feb 4, 2025
Deed Document Number	D2025-011117
Deed Book / Page	4696 / 719
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556

Mortgage

Document Number	0041660000000210
Date	Mar 26, 2021
Book Page	0000004166/0000000210
Instrument	005468

Lender

Name	NATION STAR MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0041050230
Instrument Date	Jun 18, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	0041050230
Date	Nov 30, 2020
Book Page	004105/000230
Instrument	17434

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0038710366
Instrument Date	Jul 18, 2019
Transaction Type	Mortgage
Record Updated	Aug 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	0038710366
Date	Jul 26, 2019
Book Page	003871/000366
Instrument	9504

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 5, 2018
Property Address	45 SILVER PEAK DR, COVINGTON, GA 30016-5556
Document Number	0037570020
Book / Page	003757 / 000020
Instrument Date	Sep 24, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$281.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	45 SILVER PEAK DR COVINGTON GA 300165556, COVINGTON, GA 30016-5556

Mortgage

Document Number	37570022
Date	Oct 5, 2018
Book Page	003757/000022

Lender

Name	DHI MTG
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,059.00 (+5.48%) Homeowner's exemption	$204,760 (+15.24%) Land $23,600 Building $181,160	$511,900 (+15.24%) Land $59,000 Building $452,900
2023		$177,680 Land $12,800 Building $164,880	$444,200 Land $32,000 Building $412,200
2022	$4,796.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2009–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Silver Peak Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures