55 Shady Ln, Irvine, CA 92603 Property Records

Orange County property record for 55 Shady Ln, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,305 sqft · built 2003
Lot Size	0.146 acres (6,338 sqft)
Owner	2 Company Names on Record
Last Sale	$2,250,000 (Aug 2019)
Tax Bill	$27,077 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Jun 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`478-401-36`

Property Details

APN / Parcel Number

Primary APN	`478-401-36`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,305 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	6,338 sqft (0.146 acres)
Garage Area	417 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	55 SHADY LN
City	IRVINE
State	CA
Zip	92603-0127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16312 BLK LOT 16
Legal Subdivision	TRACT NO 16312
Legal Tract	16312
Legal Lot Number	16
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1001
Census Tract	62655

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	55 SHADY LN, IRVINE, CA 92603-0127
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jun 3, 2022	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Dec 1, 2021	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Sep 26, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 1, 2019	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on Record
Deed Sale	Aug 1, 2019 · Amount on Record
Prior Sale	Jun 2, 2003 · Amount on Record
Deed Document Number	2019279878
Last Transfer Date	Sep 17, 2019
Transfer Doc	0000371957
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SHADY LN, IRVINE, CA 92603-0127

Mortgage

Document Number	0000082815
Date	Apr 3, 2024
Instrument	2024000082815

Lender

Name	US BANK NA
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SHADY LN, IRVINE, CA 92603-0127

Mortgage

Document Number	0000202741
Date	Jun 3, 2022
Instrument	2022000202741

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	LIMA, OH 45801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 23, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SHADY LN, IRVINE, CA 92603-0127

Mortgage

Document Number	0000728830
Date	Dec 1, 2021
Instrument	2021000728830

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Dec 1, 2061

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5%
Index	Other
Max Rate	9%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Transaction Type	Mortgage
Record Updated	Dec 13, 2021
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TTL ORANGE CNTY BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SHADY LN, IRVINE, CA 92603-0127

Mortgage

Document Number	0000728831
Date	Dec 1, 2021
Instrument	2021000728831

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 19, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 26, 2019
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Document Number	0000371957
Instrument Date	Sep 17, 2019
Instrument	371957
Transaction Type	Transfer
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	55 SHADY LN IRVINE CA 926030127, IRVINE, CA 92603-0127

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 1, 2019
Property Address	55 SHADY LN, IRVINE, CA 92603-0127
Document Number	0000279878
Map Reference	MB 831 PG 1-48
Instrument Date	Jun 21, 2019
Instrument	2019000279878
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	55 SHADY LN, IRVINE, CA 92603-0127

Mortgage

Document Number	0000279879
Date	Aug 1, 2019
Instrument	2019000279879

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,509,917 (+2%) Land $1,981,433 Building $528,484
2025	$27,077.00 (-5.21%) Homeowner's exemption	$2,460,703 (+4.04%) Land $1,942,581 Building $518,122
2023	$28,566.00 (+1.89%) Homeowner's exemption	$2,365,151 Land $1,867,148 Building $498,003
2022	$28,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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