Washoe County property record for 55 Saddle Ln, Reno, NV 89508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,830 sqft · built 2004 |
| Lot Size | 2.72 acres (118,483 sqft) |
| Owner | Individual Name on File |
| Last Sale | $364,000 (Dec 2019) |
| Tax Bill | $2,137 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-291-21 |
| Primary APN | 078-291-21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,830 sqft Living Area |
| 1st Floor Area | 1,830 sqft |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 118,483 sqft (2.72 acres) |
| Garage Type | Attached |
| Garage Area | 990 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 1,068 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 102581 |
|---|---|
| Street Address | 55 SADDLE LN |
| City | RENO |
| State | NV |
| Zip | 89508-9507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | ROS 687 FRAC LOT 90 |
| Legal Range | 18 |
| Legal Township | 23 |
| Legal Section | 05 |
| Legal Subdivision | NCE FROM SAID POINT/BEGINNING |
| Legal Lot Number | 90 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | NORTH VALLEYS |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 3501 |
Source: Washoe County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 SADDLE LN, RENO, NV 89508-9507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Dec 20, 2019 | Quit Claim Deed, Transfer WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Dec 20, 2019 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 20, 2019 · Amount on Record |
| Deed Sale | Dec 20, 2019 · Amount on Record |
| Prior Sale | Dec 20, 2019 |
| Deed Document Number | 4984692 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 55 SADDLE LN, RENO, NV 89508-9507 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG LENDER SERVICES RESWARE |
| Name | Verified Name |
|---|
| Document Number | 0005110307 |
|---|---|
| Date | Dec 1, 2020 |
| Instrument | 5110307 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 20, 2019 |
| Property Address | 55 SADDLE LN, RENO, NV 89508-9507 |
| Document Number | 0004984691 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 4984691 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 4500 MIRA LOMA DR #60 RENO NV 895025413, 60, RENO, NV 89502-5413 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 20, 2019 |
| Property Address | 55 SADDLE LN, RENO, NV 89508-9507 |
| Document Number | 0004984692 |
| Instrument Date | Dec 5, 2019 |
| Instrument | 4984692 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | WESTERN TITLE INSURANCE COMPANY, WESTERN TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,494.45 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 SADDLE LN RENO NV 895089507, RENO, NV 89508-9507 |
| Document Number | 4984693 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 4984693 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2049 |
Source: Washoe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,137.00 (+6.11%) | $100,393 (+7.5%) Land $14,840 Building $85,553 | $286,836 (+7.5%) Land $42,400 Building $244,436 |
| 2023 | $2,014.00 | $93,385 Land $11,760 Building $81,625 | $266,815 Land $33,600 Building $233,215 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 85% of the US · above 66% of Nevada |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Plumas-Sierra Rural Electric Cooperative Fixed Wireless · not low latency | 50 / 10 |
| Martell Enterprises DSL | 50 / 10 |
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