55 Richards Run, Springboro, OH 45066 Property Records

Warren County property record for 55 Richards Run, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 4,189 sqft · built 1999
Lot Size0.334 acres (14,549 sqft)
Owner2 Individual Names on Record
Last Sale$41,000 (Apr 2000)
Tax Bill$6,167 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-07-130-019-0

Property Details

APN / Parcel Number

Primary APN04-07-130-019-0
Alternative APNs
  • 0407130019
  • 407130019
  • 0550517
  • 550517

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area4,189 sqft Living Area
Gross Area4,673 sqft
1st Floor Area1,292 sqft
2nd Floor Area606 sqft
Basement Area1,500 sqft
Finished Basement1,500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,549 sqft (0.334 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area222 sqft
Deck Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number550517
Street Address55 RICHARDS RUN
CitySPRINGBORO
StateOH
Zip45066-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHARDS RUN 1 LOT 6
Legal Range5
Legal Township2
Legal Section7
Legal SubdivisionRICHARDS RUN 1
Legal Block17
Legal Lot Number6
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1010
Census Tract30504

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 RICHARDS RUN, SPRINGBORO, OH 45066-9132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2023Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Sep 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Jul 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2000 · Amount on Record
Deed SaleApr 24, 2000 · Amount on Record
Prior SaleAug 4, 1999 · Amount on Record
Last Transfer DateOct 6, 2008
Transfer Doc0047510111
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address55 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Transaction TypeMortgage
Record UpdatedJun 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RICHARDS RUN, SPRINGBORO, OH 45066-9132

Mortgage

Document Number0000016853
DateAug 14, 2023
Instrument2023-016853
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJul 27, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address55 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Document Number0000046326
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedMar 8, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 RICHARDS RUN SPRINGBORO OH 450669132, SPRINGBORO, OH 45066-9132

Mortgage

Document Number0000046326
DateNov 16, 2020
Instrument46326
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address55 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Document Number0000026389
Instrument DateJul 14, 2020
Transaction TypeMortgage
Record UpdatedSep 3, 2020
Title CompanyPROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address55 RICHARDS RUN SPRINGBORO OH 450669132, SPRINGBORO, OH 45066-9132

Mortgage

Document Number0000026389
DateJul 22, 2020
Instrument26389
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 21, 2035

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,167.00 (-0.05%)$155,980 (+26.64%) Land $35,000 Building $120,980$445,660 (+26.64%) Land $100,000 Building $345,660
2024$6,170.00 (+15.83%)
2023$5,327.00 (+3.08%) Homeowner's exemption$123,165 (-) Land $20,650 Building $102,515
2022$5,168.00 Homeowner's exemption$123,165 Land $20,650 Building $102,515$351,900 (-) Land $59,000 Building $292,900
2021$351,900 Land $59,000 Building $292,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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