45 Richards Run, Springboro, OH 45066 Property Records

Warren County property record for 45 Richards Run, Springboro, OH 45066

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,799 sqft · built 1998
Lot Size0.371 acres (16,139 sqft)
Owner2 Individual Names on Record
Last Sale$1,215 (Feb 2022)
Tax Bill$5,715 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-07-130-018-0

Property Details

APN / Parcel Number

Primary APN04-07-130-018-0
Alternative APNs
  • 0407130018
  • 407130018
  • 0550516
  • 550516

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Stories2 Stories
Building Area2,799 sqft Living Area
Gross Area3,197 sqft
1st Floor Area849 sqft
2nd Floor Area975 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area16,139 sqft (0.371 acres)
Garage TypeAttached
Garage Area398 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area22 sqft
Deck AreaDeck Area
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number550516
Street Address45 RICHARDS RUN
CitySPRINGBORO
StateOH
Zip45066-9132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHARDS RUN 1 LOT 5
Legal Range5
Legal Township2
Legal Section7
Legal SubdivisionRICHARDS RUN 1
Legal Block16
Legal Lot Number5
JurisdictionWARREN OH
Township / Civil DivisionCLEAR CREEK
Census Block Group1
Census Block1010
Census Tract30504

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Survivorship Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Sep 24, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 2022 · Amount on Record
Deed SaleFeb 16, 2022 · Amount on Record
Prior SaleApr 2, 2003 · Amount on Record
Deed Document Number20225868
Prior Transfer DateMay 8, 2007
Prior Transfer Doc0044560656
Record UpdatedJun 8, 2026

February 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionWARREN OH
Recording DateFeb 16, 2022
Property Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Document Number0000005868
Map ReferenceMB 40 PG 94&95
Instrument DateFeb 14, 2022
Instrument2022-005868
Transaction TypeTransfer
Record UpdatedMar 14, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132

Mortgage

Document Number0000005869
DateFeb 16, 2022
Instrument2022-005869
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021028825
DateJun 23, 2021
Instrument2021-028825
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

September 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWARREN OH
Recording DateSep 24, 2019
Property Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132
Document Number0000027733
Map ReferenceMB 40 PG 94&95
Instrument DateSep 16, 2019
Instrument2019-027733
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyNATIONALLINK

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address45 RICHARDS RUN, SPRINGBORO, OH 45066-9132

Mortgage

Document Number0000027734
DateSep 24, 2019
Instrument2019-027734
Lender
NamePNC BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionClear Creek Township
MunicipalitySpringboro City
Unified School DistrictSpringboro Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,715.00 (-0.05%)$144,400 (+27.24%) Land $35,000 Building $109,400$412,570 (+27.24%) Land $100,000 Building $312,570
2024$5,718.00 (+16.36%)
2023$4,914.00 (+0.72%)$113,488 (-) Land $20,650 Building $92,838
2022$4,879.00$113,488 Land $20,650 Building $92,838$324,250 (-) Land $59,000 Building $265,250
2021$324,250 Land $59,000 Building $265,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGBORO PWS
private · serves 19,263 people · EPA ID OH8301412
Water SourceGroundwater
Last State InspectionJan 2024
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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