55 Richards Ln, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 55 Richards Ln, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	4.5 ba · 2,272 sqft · built 2007
Lot Size	0.026 acres (1,142 sqft)
Owner	2 Individual Names on File
Last Sale	$1,249,000 (May 2023)
Tax Bill	$15,476 (2024)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-005-90220337`

Property Details

APN / Parcel Number

Primary APN	`06-005-90220337`
Alternative APNs	`6-005-90220337` `00590220337`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,272 sqft Living Area
Gross Area	2,832 sqft
1st Floor Area	772 sqft
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,142 sqft (0.026 acres)
Garage Type	Attached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00590220337
Street Address	55 RICHARDS LN
City	ANNAPOLIS
State	MD
Zip	21401-2760
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT AA ACTONS LANDING
Legal Subdivision	ACTONS LANDING
Legal Block	1
Legal Lot Number	AA
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1017
Census Tract	706102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Colonial Annapolis Historic District listed 1966 · National Historic Landmark (designated 1965) · NRIS 66000383

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Anne Arundel County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 RICHARDS LN, ANNAPOLIS, MD 21401-2760
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 2023 · Amount on Record
Deed Sale	May 22, 2023 · Amount on Record
Prior Sale	Apr 3, 2012 · Amount on Record
Prior Transfer Date	Jun 5, 2015
Prior Transfer Doc	0285660461
Record Updated	Jun 8, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 22, 2023
Property Address	55 RICHARDS LN, ANNAPOLIS, MD 21401-2760
Document Number	0396700200
Book / Page	39670 / 200
Map Reference	MB 276 PL 33-35
Instrument Date	May 18, 2023
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ALLIED TITLE AND ESCROW LLC, ALLIED TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,245.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 RICHARDS LN, ANNAPOLIS, MD 21401-2760

Mortgage

Document Number	0039670207
Date	May 22, 2023
Instrument	39670/207

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,146,733 (+13.85%)	$1,216,500 (+20.78%) Land $550,000 Building $666,500
2024	$15,476.00 (+7%)
2023	$14,463.00	$1,007,200 Land $550,000 Building $457,200	$1,007,200 Land $550,000 Building $457,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	43 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 880 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20